topic Re: Retroactive HP from Discover appeared on Equifax in General Credit Topics

Retroactive HP from Discover appeared on Equifax

carcdr — Sat, 07 Apr 2018 00:13:22 GMT

I opened up Credit Karma today and saw that my EQ VantageScore dropped by 7 points due to an additional inquiry. Thankfully, it wasn't fraudulent! Instead, it was an inquiry from Discover, dated May 30, 2017—the very day I applied for Discover, and on the very bureau they mentioned pulling in my welcome package. Up until now, there had been no Discover inquiries on any of my reports. Chase, Amex, Synchrony, and HughesNet, but no Discover.

I'm not mad about this; that inquiry probably should have been there in the first place. I am sort of disappointed that I didn't get the fabled SP approval, but this inquiry will stop mattering the second I'm ready for my next app, so it's no big deal. Might pose trouble for someone else, but not for me.

Has anyone else noticed this?

Re: Retroactive HP from Discover appeared on Equifax

Anonymous — Sat, 07 Apr 2018 00:15:02 GMT

when i got approved for my discover card i got a HP immediately on equifax but my wife got a discover IT a month before me and she never got a HP so i guess its a toss up lol

Re: Retroactive HP from Discover appeared on Equifax

AverageJoesCredit — Sat, 07 Apr 2018 00:49:55 GMT

My recent Disco approval i went the first 2 days without hp i was hoping oh yeah then splat, hit like a ton of bricks. Me and Discover hps go way back

Re: Retroactive HP from Discover appeared on Equifax

Anonymous — Sat, 07 Apr 2018 03:30:51 GMT

I heard Equifax just got some of their stolen data back from last summer.