topic Re: Please Help in General Credit Topics

Please Help

Anonymous — Wed, 18 Jul 2007 19:53:07 GMT

Back in 2001 when i turned 18 had two credit cards in my name. Both went to collections and i ended up settling one and paying the other. I t says my last payment date was june 2001does that mean june of 2008 they will come off?

Re: Please Help

Anonymous — Wed, 18 Jul 2007 20:10:31 GMT

Not necessarily, It'll be 7 years from the date of first delinquency.

You have to find out when that was or estimate it.

Re: Please Help

Anonymous — Wed, 18 Jul 2007 20:20:11 GMT

With the last payment that many years ago, would a PFD work

Re: Please Help

fused — Thu, 19 Jul 2007 00:01:38 GMT

mike683 wrote:
With the last payment that many years ago, would a PFD work

PFD is for unpaid collections. Start with these threads.

http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&thread.id=8713

http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&message.id=2659

Message Edited by fused111 on 07-18-2007 02:01 PM

Re: Please Help

Anonymous — Wed, 18 Jul 2007 20:30:45 GMT

Wow thats quite a bit, im suffering from issues my parents created, this is absolutely horrible

Re: Please Help

Anonymous — Wed, 18 Jul 2007 21:58:33 GMT

BTW - its 7.5 years NOT 7

Rob

Re: Please Help

Anonymous — Wed, 18 Jul 2007 22:05:03 GMT

Maybe a GW would help.

Re: Please Help

Anonymous — Thu, 19 Jul 2007 02:29:15 GMT

Why 7.5 years??

Re: Please Help

Anonymous — Thu, 19 Jul 2007 02:35:12 GMT

Send them a GW letter and they may go away..

Re: Please Help

Tuscani — Thu, 19 Jul 2007 16:46:18 GMT

http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&thread.id=8713