topic Score unavailable on Experian in General Credit Topics

Score unavailable on Experian

Anonymous — Tue, 17 Apr 2018 19:36:51 GMT

I recently started rebuilding my credit. My score is updating on the other two bureaus but I don’t have a score on Experian. They say my credit is too new to show anything. My derogatory remarks aren’t even showing up. Has this happened to anyone else? How long after activity starts does it take for a score to show up?

Re: Score unavailable on Experian

Anonymous — Tue, 17 Apr 2018 20:29:00 GMT

I don't have fico scores either. I have fake credit karma sores but that's it. It takes 6 months of activity to build a score. I'm at month 2 and it feels like the time is crawling at a snails pace. 😭

Re: Score unavailable on Experian

Anonymous — Tue, 17 Apr 2018 21:33:08 GMT

I would love to be tracking my score so I can know my progress and if I need to do more. I guess I will just have to do as much as I can without knowing the true score.

Re: Score unavailable on Experian

Anonymous — Tue, 17 Apr 2018 23:12:19 GMT

It's verry frustrating! I've read that some people claim to register a score at 3 or 4 months. So I hold out hope that I'll be one of the unusual cases. How are you suppose to work on stuff with only a fako score instead of a fico? I wish the time frame was shorter. 😩

Re: Score unavailable on Experian

Anonymous — Wed, 18 Apr 2018 01:51:32 GMT

Where are you getting score updates on the other 2 bureaus?

Re: Score unavailable on Experian

Anonymous — Wed, 18 Apr 2018 02:09:57 GMT

Credit Karma

Re: Score unavailable on Experian

Anonymous — Wed, 18 Apr 2018 02:21:04 GMT

Then you don't have FICO score (most lender uses some version of the FICO score) for all three CRAs, Credit Karma scores are VantageScore 3.0 scores, which barely any lender uses. The Experian website provides FICO 8 score, that is why there is no score there at the moment.

Re: Score unavailable on Experian

Anonymous — Wed, 18 Apr 2018 02:26:36 GMT

They told me it could take six months to establish a credit score.

Re: Score unavailable on Experian

Anonymous — Thu, 19 Apr 2018 19:56:16 GMT

@Anonymous wrote:
They told me it could take six months to establish a credit score.

It does and there is no way around it. Any score you'll see before the 6 month period is not a FICO score. At the start of the seventh month log on to experian again and you'll have a score.