topic Re: GW Worked in General Credit Topics

GW Worked

Anonymous — Tue, 17 Jul 2007 18:40:37 GMT

I sent a gw letter to card works which is part of card services/household bank on 7/7. As of yesterday they took the one 30 day late I had from 5 years off. What was funny is they also reported 2 years of on time payments including this month when the account has been closed for atleast 2 years My score went up 10 pts for it as well. Now Im just waiting for crap 1 to honor their promise and orchard to reply and I'll be baddie free

Re: GW Worked

Anonymous — Tue, 17 Jul 2007 18:45:54 GMT

Way to go!

Re: GW Worked

jru577 — Tue, 17 Jul 2007 19:00:35 GMT

Awesome! You should post your GW letter for the rest of the gang to see!

Re: GW Worked

Tuscani — Wed, 18 Jul 2007 02:30:02 GMT

Sweet!

Re: GW Worked

Anonymous — Wed, 18 Jul 2007 02:39:28 GMT

steelfan wrote:
I sent a gw letter to card works which is part of card services/household bank on 7/7. As of yesterday they took the one 30 day late I had from 5 years off. What was funny is they also reported 2 years of on time payments including this month when the account has been closed for atleast 2 years My score went up 10 pts for it as well. Now Im just waiting for crap 1 to honor their promise and orchard to reply and I'll be baddie free

What kind of deal did you make with cap. one? I sent them a PFD about three weeks ago. I have never heard anyone say that they have or haven't had success with cap one. Please let me know, as I may need you in.

Thanks,

Love Labs

Re: GW Worked

Anonymous — Wed, 18 Jul 2007 16:43:52 GMT

jru577 wrote:
Awesome! You should post your GW letter for the rest of the gang to see!

I would but Tuscani might sue me for copyright violations . Actually I just used the first example on here. I kept95% of the wording just personalized the reason. I dont think the company cared because 1. it was 5 years old so it would be coming off in 2 years anyway. 2. I was no longer a customer so it wouldn't affect them either way.

Re: GW Worked

Anonymous — Wed, 18 Jul 2007 16:52:07 GMT

cbjn1103 wrote:

steelfan wrote:
I sent a gw letter to card works which is part of card services/household bank on 7/7. As of yesterday they took the one 30 day late I had from 5 years off. What was funny is they also reported 2 years of on time payments including this month when the account has been closed for atleast 2 years My score went up 10 pts for it as well. Now Im just waiting for crap 1 to honor their promise and orchard to reply and I'll be baddie free

What kind of deal did you make with cap. one? I sent them a PFD about three weeks ago. I have never heard anyone say that they have or haven't had success with cap one. Please let me know, as I may need you in.
Thanks,
Love Labs

I called them up wanting to know how often they review files for cli. I told them that I had the card 4 years and got one increase in that time. I said that all my scores were over 700 so I was wondering why non since. I then started then to say that I did have 1 30 day late on my report that was 3 years old and told them that I was in and out of the hospital that month (true) and I thought I had already paid the bill since I always do it online. The guy on the phone said they would put in a hardship request to remove, asked for my ss#, and what reports they were showing on. He told me that I will receive a letter in 10 days about it and to allow 30-45 days for it to take affect. Well its now 12 days and no letter. Im gonna wait atleast a month to see if it does happen. It shouldn't take that long because card services to care of it 1.5 weeks of the date of my letter.

Re: GW Worked

Anonymous — Wed, 18 Jul 2007 16:57:53 GMT

One 30 day late, 3 years ago, and they're fussing for a CLI??!! Geez man Crap 1!!!

Re: GW Worked

Tuscani — Wed, 18 Jul 2007 23:32:51 GMT

http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&message.id=2661