topic Credit Cards and the Score Model Used for Approval in General Credit Topics

Credit Cards and the Score Model Used for Approval

Anonymous — Mon, 07 May 2018 17:42:14 GMT

Afternoon Everyone

I have seen a few threads on credit cards and what score model they offer for free to their card holders, but am looking for a comprehensive list of Credit Cards and the Score Model's they utilse for approving applications?

Just wondering if the information is floating out here somewhere and if it has been updated to 2018?

Thanks in advance...

Re: Credit Cards and the Score Model Used for Approval

Anonymous — Mon, 07 May 2018 18:31:21 GMT

Good luck. Bear in mind that there are thousands of different credit cards, so a comprehensive list might not be out there. Also bear in mind that there are two things you'd care about it: scoring model and the bureau used. A given person might care much more about which bureau gets used than which model.

Unfortunately, a given CC issuer might use multiple bureaus, and choose the CRA it pulls depending on which state the applicant resides in.