topic Re: Need a new Fridge, but don't want the HP - HELP! in General Credit Topics

Need a new Fridge, but don't want the HP - HELP!

Anonymous — Thu, 12 Jul 2018 23:33:08 GMT

I desperately need a new fridge, but don't want to apply for credit and don't have the cash to outright purchase one. I know Kmart does lease it and I just applied and got denied (no idea why). Does anyone have any other suggestions/ideas as to how to go about this? Just an added note, i'm doing this because I need a fridge and not because I want a new one. Mine doesn't freeze anymore (so I can't buy ice cream LOL).

Re: Need a new Fridge, but don't want the HP - HELP!

Jnbmom — Thu, 12 Jul 2018 23:55:37 GMT

You could go to one of those rent to own places, but you end paying alot more for the item. Or you could find a clean, used working one for a few hundred.

Re: Need a new Fridge, but don't want the HP - HELP!

grower1 — Fri, 13 Jul 2018 00:13:10 GMT

You could try the shopping cart trick with Wayfair.

Re: Need a new Fridge, but don't want the HP - HELP!

Cookiegrabber — Fri, 13 Jul 2018 01:13:08 GMT

I dunno, maybe buy one of those chest freezers for now? They're cheap and super roomy. We used to have a pretty large one, then got rid of it after 10 yrs or so because we kept leaving meat in there for years. I bet you could store a year's worth of ice cream in one, lol.

https://www.bestbuy.com/site/home-appliances/freezers-ice-makers/abcat0902000.c?id=abcat0902000

Re: Need a new Fridge, but don't want the HP - HELP!

stinastina — Fri, 13 Jul 2018 02:47:22 GMT

Try progressive leasing. A lot of stores use them. also sears uses 2 different leasing companies - one of them is probably the one that denied you.

Re: Need a new Fridge, but don't want the HP - HELP!

Anonymous — Fri, 13 Jul 2018 11:34:14 GMT

I'd second getting a chest freezer. You can get most small to medium size ones for less than $200. Plus, they're still really useful after you've saved up enough money to buy the fridge you really want.

Re: Need a new Fridge, but don't want the HP - HELP!

Anonymous — Fri, 13 Jul 2018 12:55:45 GMT

Third on the chest freezer....under $200 new

Even used prob under $100

Just try to get a somewhat newer one that is more eff in elec usage.

After that, you can also store frozen grocery items that are on sale.....savings to boot!

Then work on saving up for a new/used fridge.

Re: Need a new Fridge, but don't want the HP - HELP!

Anonymous — Sat, 14 Jul 2018 04:27:44 GMT

Do you have any current cards?

Some companies will let you add a card with an SP. AMEX is known for this.

Re: Need a new Fridge, but don't want the HP - HELP!

Anonymous — Sun, 15 Jul 2018 03:58:37 GMT

Craigslist. Get what will get you by for now on there for $75-$100. After you acquire the funds to get you what you really want, sell back the temporary item and get your $75-$100 back.

Re: Need a new Fridge, but don't want the HP - HELP!

Pikaboo-icu — Mon, 16 Jul 2018 05:42:55 GMT

Great ideas from everyone!!

Honestly people,, nice job with excellent diverse suggestions..

Now I'll add mine: It sounds like a great excuse to buy the ice cream and EAT IT ALL. LOL