topic Credit Karma transunion score 40 points off in General Credit Topics

Credit Karma transunion score 40 points off

Anonymous — Fri, 24 Aug 2018 17:59:04 GMT

My credit Karma transunion score is 679...i just applied for a credit card and my credit union pulled it and it was 640. Why is it 40 points off...and why use credit karma if it is so innacurate?

Re: Credit Karma transunion score 40 points off

Anonymous — Fri, 24 Aug 2018 18:05:11 GMT

CK provides VantageScore 3.0 which very few lenders use, the CU probably used a version of FICO score. CK is good for keeping track of your reports, scores are just good for reference.

Re: Credit Karma transunion score 40 points off

Pikaboo-icu — Sat, 25 Aug 2018 00:57:29 GMT

Welcome to My Fico

As Wiseman/Oldman posted CK and the like are commonly referred to as FAKO scores.

Most lenders use actual Fico scores.. You can obtain yours, from all 3 for $1. Just be sure to cancel the trial offer before it bills you for a renewal, I believe within 7 days. credit check total

CHEERS