topic Authorized Credit Card User? in General Credit Topics

Authorized Credit Card User?

Anonymous — Wed, 03 Oct 2018 05:10:36 GMT

I've always wondered about this... Let's say you are an AU and the primary card holder's credit scores begin to tank bigtime or let's say the exact opposite happens where you're both jumping for joy! How do the CRB's report on the AU's credit or do they? Do any of these events even have an affect on the AU's credit file/scores?

Re: Authorized Credit Card User?

Anonymous — Wed, 03 Oct 2018 05:52:50 GMT

Only the stats of the account AU is on will affect AU's profile, age (if lender backdates), UTI and payment history, as if it's just another account under AU's profile.

Re: Authorized Credit Card User?

Anonymous — Wed, 03 Oct 2018 06:04:17 GMT

@Anonymous wrote:
Only the stats of the account AU is on will affect AU's profile, age (if lender backdates), UTI and payment history, as if it's just another account under AU's profile.

Wow so it does matter either way good to know thanks!