topic Re: CreditCheckTotal or... in General Credit Topics

CreditCheckTotal or...

ScoreSizzle — Fri, 28 Sep 2018 17:27:46 GMT

How often can you use credit check total? I believe I used it a month ago and canceled.

Is there another site I can use to check my scores again for as cheap as Credit Check Total?

Thank you!

Re: CreditCheckTotal or...

Anonymous — Fri, 28 Sep 2018 19:12:57 GMT

You can use CCT again as soon as the 7 day trial is offered when you log in after the previous trial is over.

Re: CreditCheckTotal or...

Anonymous — Sat, 29 Sep 2018 00:01:20 GMT

@Anonymous wrote:
You can use CCT again as soon as the 7 day trial is offered when you log in after the previous trial is over.

While this comment is quite true, it's also possible to cancel (online, not telephone) an existing trial before it's run its course and start another one right away. (I've done this after misjudging when payments would show on a CRA -- in my world it's worth an extra dollar or two to be sure before apping).

Re: CreditCheckTotal or...

Anonymous — Sat, 29 Sep 2018 07:24:48 GMT

@ScoreSizzleHow often can you use credit check total? I believe I used it a month ago and canceled.

Is there another site I can use to check my scores again for as cheap as Credit Check Total?

Thank you!

No other sites that I know of that offer anything similar. You can use CCT $1 trials as often as you'd like.

Re: CreditCheckTotal or...

Anonymous — Sat, 29 Sep 2018 17:02:28 GMT

BBS
CCT now only shows me experian for a buck... I think I got put on the list somehow which is weird... I've only done the dollar thing a few times.

Just a fyi.

Re: CreditCheckTotal or...

kshurika — Sat, 29 Sep 2018 23:12:04 GMT

Retched1 wrote:

"BBS
CCT now only shows me experian for a buck... I think I got put on the list somehow which is weird... I've only done the dollar thing a few times.

Just a fyi."

You may be looking at it the wrong way. I almost always look at CCT from my phone. After you've logged in, you'll be taken to the "Overview" page. Hit the drop-down menu on the left (three horizontal bars stacked up), then hit "Reports". The page you get will only show the Experian score, again. But, about halfway down the page (again, on a phone), you'll see a blue bar with white printing with all three names of the CRAs. At the far right of this line of print, you will see "Compare All". Click on that. That should bring up all three scores and their date.

Re: CreditCheckTotal or...

Anonymous — Sun, 30 Sep 2018 01:29:40 GMT

Retched1, definitely read the above post, as I believe that's likely your issue. EX is the default score shown when you log in from a $1 trial, but the other scores are there and just need to be accessed as the previous reply states with "compare all."

Re: CreditCheckTotal or...

Anonymous — Sun, 30 Sep 2018 01:36:15 GMT

To add on to the helpful comments before, not only does EX show at log in and you have to view all to see the others, but EX will update every day you log in during your trial/membership. The other two will update score/report the day you start the trial, then you can manually (for free) push one more three bureau update seven days later, before the $1 trial ends. Also, the seven day trial is actually closer to nine days, but I never push it and cancel on the seventh day.

Re: CreditCheckTotal or...

Anonymous — Sun, 30 Sep 2018 01:52:36 GMT

The second (free) pull from a $1 trial can be taken any time from Day 7 to Day 10 if you cancel over the phone by Day 7 or sooner. If you cancel online, you can't get your second pull. This means you have to wait until Day 7 and do your second pull, then cancel online. The positive of cancelling online is the ease/speed of doing it relative to the phone. The downfall is that you only get your second pull on Day 7, where if you cancel over the phone you get to pick which day you want your second pull between Day 7 and Day 10.

Re: CreditCheckTotal or...

Anonymous — Sun, 30 Sep 2018 02:01:31 GMT

@Anonymous wrote:
... The positive of cancelling online is the ease/speed of doing it relative to the phone. The downfall is that you only get your second pull on Day 7...

This isn't so -- I have multiple times cancelled online, on Day 9.

Re: CreditCheckTotal or...

Anonymous — Sun, 30 Sep 2018 03:27:55 GMT

If I remember correctly once you cancel and log in again it will say you are able to do a $1 trial again.

I have timed mine so that I can pull my reports every 15 days. MyFico is on the 15th and then I do a $1 free trial with CCT 15 days later then the next 15 days I get MyFICO score and I just repeat the cycle.

Re: CreditCheckTotal or...

ScoreSizzle — Sat, 06 Oct 2018 20:04:46 GMT

Weird, because I keep trying to log in and it's telling me I can't.

I wrote them and haven't received an email back.

I will have to try again when I have some free time.

Re: CreditCheckTotal or...

ScoreSizzle — Tue, 09 Oct 2018 07:32:08 GMT

I ended up not going back and just signing up with MyFico.

Thanks for all the feedback on this thread, everyone.

Re: CreditCheckTotal or...

Anonymous — Tue, 09 Oct 2018 12:26:53 GMT

@Anonymous
This isn't so -- I have multiple times cancelled online, on Day 9.

Did you get a second pull on Day 9 prior to cancelling though? That's the issue I've seen, not being able to actually cancel on Day 9 online.

Re: CreditCheckTotal or...

Anonymous — Tue, 09 Oct 2018 16:12:28 GMT

@Anonymous wrote:
@Anonymous
This isn't so -- I have multiple times cancelled online, on Day 9.
Did you get a second pull on Day 9 prior to cancelling though? That's the issue I've seen, not being able to actually cancel on Day 9 online.

Yes. I've done it multiple times before.

In fact tomorrow is Day 9 for my most recent $1 trial and because I have two CCs scheduled to report to 0 balance on the 10th, I'm waiting to run my 2nd report until then. Meanwhile, I still get the daily fresh Ex report (plus alerts). After getting my 2nd report tomorrow, I'll cancel online.

Should I experience difficulty this time I'll report back.

Re: CreditCheckTotal or...

Anonymous — Tue, 09 Oct 2018 16:33:05 GMT

@ScoreSizzle wrote:
Weird, because I keep trying to log in and it's telling me I can't.

I wrote them and haven't received an email back.

I will have to try again when I have some free time.

I think my issue was the network. I am able to log in at home but not at other places.

Re: CreditCheckTotal or...

Anonymous — Wed, 10 Oct 2018 15:58:00 GMT

@Anonymous wrote:
@Anonymous
This isn't so -- I have multiple times cancelled online, on Day 9.
Did you get a second pull on Day 9 prior to cancelling though? That's the issue I've seen, not being able to actually cancel on Day 9 online.

This morning I ran my Day 9 2nd report & then cancelled online. I received my cancellation confirmaton email within seconds.

I later logged back in to check for the location on the screen of the archived reports for a different MF thread & got the "Congratulations! You are eligible ... " message. All seems to be working normally. Long Live CCT!

Re: CreditCheckTotal or...

Anonymous — Wed, 10 Oct 2018 16:00:20 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous
This isn't so -- I have multiple times cancelled online, on Day 9.
Did you get a second pull on Day 9 prior to cancelling though? That's the issue I've seen, not being able to actually cancel on Day 9 online.
This morning I ran my Day 9 2nd report & then cancelled online. I received my cancellation confirmaton email within seconds.

I later logged back in to check for the location on the screen of the archived reports for a different MF thread & got the "Congratulations! You are eligible ... " message. All seems to be working normally. Long Live CCT!

Sounds about right lol

They should just charge $1.

Does anyone know how much it costs these sites to have access to the API they use?