topic Re: Discover really is Jealous! SP KING! in General Credit Topics

Discover really is Jealous! SP KING!

FireMedic1 — Mon, 15 Oct 2018 12:25:55 GMT

So I got my annual credit reports. Checked everything out and got to the bottom of the page from EX. What the.... Discover leads the pack more than FAKO monitoring sites and MyFICO subscription. I'm sure people with a longer hx with Discover see how many times they SP. But with 2 cards and the oldest is just over 2 yrs. They look almost 3 times a week at times. This might explain why they are so unpredictable when it comes to CLI's. They already know how you use them and other creditors and everything else in your credit life. I've hit the luv button 6 times maybe in 2 years. Unreal!

DISCOVER FINANCIAL SVCS

Inquired on 10/11/2018, 09/12/2018, 09/08/2018, 08/29/2018, 08/26/2018, 08/23/2018, 08/17/2018, 08/12/2018, 08/11/2018, 08/08/2018, 07/29/2018, 07/20/2018, 07/13/2018, 07/08/2018, 07/01/2018, 06/30/2018, 06/29/2018, 06/27/2018, 06/25/2018, 06/21/2018, 06/20/2018, 06/11/2018, 06/08/2018, 06/07/2018, 06/06/2018, 06/03/2018, 05/31/2018, 05/27/2018, 05/26/2018, 05/16/2018, 05/14/2018, 05/13/2018, 05/11/2018, 05/06/2018, 05/03/2018, 04/27/2018, 04/11/2018, 04/10/2018, 04/05/2018, 04/04/2018, 03/21/2018, 03/12/2018, 03/05/2018, 03/02/2018, 02/28/2018, 02/14/2018, 02/09/2018, 02/08/2018, 02/02/2018, 01/26/2018, 01/19/2018, 01/10/2018, 01/05/2018, 12/26/2017, 12/21/2017, 12/13/2017, 12/10/2017, 12/05/2017, 12/04/2017, 12/02/2017, 11/28/2017, 11/16/2017, 11/11/2017, 11/10/2017, 11/06/2017, 11/05/2017, 10/11/2017, 10/09/2017, 10/08/2017, 10/04/2017, 09/08/2017, 09/07/2017, 09/06/2017, 09/04/2017, 08/09/2017, 08/08/2017, 07/29/2017, 07/19/2017, 07/12/2017, 07/05/2017, 07/04/2017, 06/30/2017, 06/09/2017, 06/04/2017, 05/30/2017, 05/08/2017, 05/05/2017, 05/04/2017, 04/27/2017, 04/15/2017, 04/11/2017, 04/06/2017, 04/05/2017, 04/04/2017, 04/03/2017, 03/31/2017, 03/28/2017, 03/06/2017, 03/04/2017, 03/03/2017, 02/09/2017, 02/05/2017, 02/04/2017, 02/03/2017, 02/01/2017, 01/29/2017, 01/24/2017, 01/09/2017, 01/05/2017, 01/04/2017, 01/03/2017, 12/11/2016, 12/10/2016, 12/02/2016, 11/29/2016, 11/19/2016, 11/10/2016, 11/05/2016, 10/30/2016, 10/29/2016, 10/25/2016, and 10/12/2016

2500 LAKE COOK RD RIVERWOODS, IL 60015

And the IRS Sp'ed also? Whats next the IRS Cash Back Card? With 100% interest? LOL!!!!!!!!!!!!!!!

Re: Discover really is Jealous! SP KING!

Medic981 — Mon, 15 Oct 2018 13:04:29 GMT

Holey Buckets Batman!!! I think you have a credit stalker watching you! LOL

Re: Discover really is Jealous! SP KING!

FireMedic1 — Mon, 15 Oct 2018 14:04:12 GMT

Right?!? Forget Google. Get a Disco card. They know your credit profile..Sheesh

Re: Discover really is Jealous! SP KING!

AverageJoesCredit — Mon, 15 Oct 2018 14:07:58 GMT

Thats insane! With as much as i smash id expect that for me but only 6 requests in 2 years, Discover needs to get a life

Re: Discover really is Jealous! SP KING!

FireMedic1 — Mon, 15 Oct 2018 14:15:46 GMT

@AverageJoesCredit wrote:
Thats insane! With as much as i smash id expect that for me but only 6 requests in 2 years, Discover needs to get a life

I know how you do it so much for yrs now. Cant wait to se your Disco SP dates. Break 250-350? LOL!!!!!!!!! But the IRS? I dont owe them nothing. Now the govt wants to know your profile now? What isnt private anymore? Google your name. You'd be surprised!

Edit:137 times in 2 yrs to the day almost

Re: Discover really is Jealous! SP KING!

outofcredit — Mon, 15 Oct 2018 14:37:23 GMT

I expect a monthly SP from Discover only because they provide the free FICO 8 TU score, but it looks like they are checking every other day in some months. I see a lot of sp Discover pulls also but I thought it was because I was secured and they were "evaluating" whether to unsecure my card.

Re: Discover really is Jealous! SP KING!

Anonymous — Mon, 15 Oct 2018 14:51:35 GMT

If you have scorecard and an actual disco account, they literally spam your reports 2-3 times a month, sometimes more.

My TU shows almost 100 pulls XD

Re: Discover really is Jealous! SP KING!

AverageJoesCredit — Mon, 15 Oct 2018 15:04:47 GMT

Just checked my free reports for TU snd Ex, never can see Eq online, can confirm, Disco doesn't like me

Re: Discover really is Jealous! SP KING!

CreditCuriosity — Mon, 15 Oct 2018 15:57:27 GMT

Regarding the IRS SP'ing your credit have you recently logged in to the IRS website to set-up view your retirement being SS benefits and/or your 1099's or anything similiar as the SP'ed me during that time

Re: Discover really is Jealous! SP KING!

FireMedic1 — Mon, 15 Oct 2018 18:03:12 GMT

@CreditCuriosity wrote:
Regarding the IRS SP'ing your credit have you recently logged in to the IRS website to set-up view your retirement being SS benefits and/or your 1099's or anything similiar as the SP'ed me during that time

Yes. Logged on to SS to check out SS Benefits for early or full retirement age amounts. Downloaded the newest statement. Interested what they had the amount as age 62 or 66/2 months.

Re: Discover really is Jealous! SP KING!

zerofire — Tue, 16 Oct 2018 00:34:11 GMT

Well at least you know that they care about you. Creepy stalker care but care none the less. But seriously between the account maintanance and Scorecard I am pretty sure that they are just trying to give you as much service as they can.

Re: Discover really is Jealous! SP KING!

stw715 — Tue, 16 Oct 2018 07:22:46 GMT

CapOne aren’t far behind...

Re: Discover really is Jealous! SP KING!

Anonymous — Thu, 18 Oct 2018 05:58:53 GMT

How can you see soft pulls? When I Iogin to Experian I only see 2 hard pulls but nothing about soft pulls. I have Discover and wanted to see if they are pullings softs on me too.

Re: Discover really is Jealous! SP KING!

Jnbmom — Thu, 18 Oct 2018 06:18:28 GMT

@Anonymous wrote:
How can you see soft pulls? When I Iogin to Experian I only see 2 hard pulls but nothing about soft pulls. I have Discover and wanted to see if they are pullings softs on me too.

If you proceed like you are doing a dispute, you can then see the "soft" pulls on your experian report.

Re: Discover really is Jealous! SP KING!

Anonymous — Thu, 18 Oct 2018 06:20:14 GMT

Gotach! Thanks...