topic Re: Experian CreditWorks Premium in General Credit Topics

Experian CreditWorks Premium

Anonymous — Mon, 22 Oct 2018 23:26:37 GMT

I signed up for the one week trial of the Experian CreditWorks Premium, which should include daily EX pulls with various FICO (08, auto, mortgage, bankcard) scores plus one three bureau pull with FICO 08s. I have tried at least a dozen times to get my three bureau report and it acts like it is processing, but then never gives it to me. It just cycles me back to the same page saying that I have a free three bureau report to pull and the button to do so, which I click, in an endless loop. I've tried various browsers and incognito mode. Is anyone else having issues with the service? My trial week runs out in two days and I still haven't received my one 3B pull.

Re: Experian CreditWorks Premium

Anonymous — Mon, 22 Oct 2018 23:30:10 GMT

Experian CreditWorks Premium trial is for one month at $4.99, not a week. If you're encountering problems pulling your reports your best bet is to contact customer service.

Re: Experian CreditWorks Premium

Anonymous — Mon, 22 Oct 2018 23:45:49 GMT

@Anonymous wrote:
Experian CreditWorks Premium trial is for one month at $4.99, not a week. If you're encountering problems pulling your reports your best bet is to contact customer service.

I was charged $1 10/19/18 and my account has my trial ending 10/24/18 (just like CCT you get a few more than 7 days to cancel). It says in my membership that I get daily EX updates and once every 30 day 3B pulls. It also says on two locations that I have an available free 3B pull and prompts me to take it.

From the Experian page "When you order your $1 Credit report and FICO® Score 8, you will begin your 7-day trial membership in Experian CreditWorksSM Premium. If you don’t cancel your membership within the 7-day trial period§, you will be billed $24.99 for each month that you continue your membership. You may easily cancel your trial membership online anytime within the trial period without charge."

Re: Experian CreditWorks Premium

Anonymous — Mon, 22 Oct 2018 23:49:15 GMT

Never heard of a $1 Experian trial and I'm a long-term user. Again, your best bet is to contact customer service.

Re: Experian CreditWorks Premium

Anonymous — Mon, 22 Oct 2018 23:49:42 GMT

Actually, it was 10/13/18 that I started the trial. I just checked my credit card statement. $1

Re: Experian CreditWorks Premium

Anonymous — Mon, 22 Oct 2018 23:52:43 GMT

@Anonymous wrote:
Never heard of a $1 Experian trial and I'm a long-term user. Again, your best bet is to contact customer service.

The $1 trial is right here on the landing page if you scroll down a little. Maybe it is a new program. I do also see the $4.99 for a month trial.

https://www.experian.com/?intcmp=ecw-signin

I would contact customer service if they offered anything but a phone number. I'm not sitting on hold forever over a $1 trial. I was checking here in case anyone else was having issues as often many commenters here use the trial credit pull sites frequently.

Re: Experian CreditWorks Premium

Anonymous — Mon, 22 Oct 2018 23:56:04 GMT

Your choice, I suppose. I've never heard anyone use a $1 trial at Experian; that's usually at CreditCheckTotal.

Re: Experian CreditWorks Premium

Anonymous — Mon, 22 Oct 2018 23:59:25 GMT

I get that you've never heard of it, but that is irrelevant. It is advertised on their page clear as day, and I myself paid for the product. I'm not sure why you keep repeating that, but thank you anyway for your help.

Re: Experian CreditWorks Premium

Anonymous — Tue, 23 Oct 2018 00:06:02 GMT

My apologies for responding. Good luck.

Re: Experian CreditWorks Premium

Anonymous — Tue, 23 Oct 2018 03:00:18 GMT

Is the $1 trial through Experian just for your EX report/FICO 8 score? If so, that only gives you 1/3 of what you get in spending the same $1 at CCT, right?

Re: Experian CreditWorks Premium

Anonymous — Tue, 23 Oct 2018 03:36:50 GMT

When I first started tracking my credit score, I signed up for the $1/7day Experian deal. I don't think I got 3B reports till I paid for the monthly subscription.

OP, is this close to the deal you got? My initial deal was this Experian $1/7day deal

Also... OP, you said signup date was 10/13... today is the 22nd, is it possible the 7days has run out for 3B? If so, do call Experian. I have only spoken to them twice, but they were very helpful. If you haven't gotten your 3B, I'm sure they will help you get it.

edit: btw, It's not brand new, I signed up for it in September 2017.

@Anonymous wrote:
I signed up for the one week trial of the Experian CreditWorks Premium, which should include daily EX pulls with various FICO (08, auto, mortgage, bankcard) scores plus one three bureau pull with FICO 08s. I have tried at least a dozen times to get my three bureau report and it acts like it is processing, but then never gives it to me. It just cycles me back to the same page saying that I have a free three bureau report to pull and the button to do so, which I click, in an endless loop. I've tried various browsers and incognito mode. Is anyone else having issues with the service? My trial week runs out in two days and I still haven't received my one 3B pull.

Re: Experian CreditWorks Premium

bourgogne — Tue, 23 Oct 2018 07:04:04 GMT

just to fill in some blanks, the ex is a full 3b for $1. one really has 10 days cancel not 7. say a person got the report on 10/17 and they cancelled 10/23 they would also get a pro-rated refund like I just did. this also starts the clock over, one can immediatly get another 3b report for $1. if you want to just get in and out its .10 for a 3b whenever one wants. not sour grapes because I am locked out of cct, but the format and sort functions on the ex site are superior to cct, much like freecreditreport, etc.

Re: Experian CreditWorks Premium

Anonymous — Tue, 23 Oct 2018 12:37:22 GMT

Is it just 3B reports and also your 3 FICO 8 scores with the EX $1 trial? Basically, do you get exactly what you get for $1 at CCT, or is it less?

Re: Experian CreditWorks Premium

spiritcraft1 — Tue, 23 Oct 2018 14:35:21 GMT

You get:

one 3B report per month with FICO08 scores.

Daily EX Report with FICO 08, FICO Mortgage and FICO Auto (Can't remember the numbers)

So you get more that CCT I suppose. I am also locked out of CCT... nothing they send me seems to get me back in.

Re: Experian CreditWorks Premium

Anonymous — Tue, 23 Oct 2018 19:30:59 GMT

@spiritcraft1You get:
one 3B report per month with FICO08 scores.
Daily EX Report with FICO 08, FICO Mortgage and FICO Auto (Can't remember the numbers)

That's what the $1 trial gets you? Does the trial last a full month? Is it EX/TU/EQ FICO 8 scores? (you said FICO 8 scoreS, plural)

During the trial period, you get a daily EX report with the scores you mentioned?

Re: Experian CreditWorks Premium

Anonymous — Tue, 23 Oct 2018 21:53:20 GMT

@bourgogne wrote:
just to fill in some blanks, the ex is a full 3b for $1. one really has 10 days cancel not 7. say a person got the report on 10/17 and they cancelled 10/23 they would also get a pro-rated refund like I just did. this also starts the clock over, one can immediatly get another 3b report for $1. if you want to just get in and out its .10 for a 3b whenever one wants. not sour grapes because I am locked out of cct, but the format and sort functions on the ex site are superior to cct, much like freecreditreport, etc.

That's very interesting about them prorating. I cancelled my trial today and never was able to get the 3B report pulled. It kept saying I had one available but wouldn't pull it. Maybe it is because I waited until after the first seven days (it was day seven actually that I first tried), or maybe it is just a glitch. I think I will give it one more shot this week and if it again doesn't give me the full 3B single pull, I will stick with CCT. The extra FICO scores through EX is a nice benefit of Creditworks over CCT, for those that it works for.

Re: Experian CreditWorks Premium

Anonymous — Tue, 23 Oct 2018 21:59:32 GMT

@Anonymous wrote:
@spiritcraft1You get:
one 3B report per month with FICO08 scores.
Daily EX Report with FICO 08, FICO Mortgage and FICO Auto (Can't remember the numbers)

That's what the $1 trial gets you? Does the trial last a full month? Is it EX/TU/EQ FICO 8 scores? (you said FICO 8 scoreS, plural)
During the trial period, you get a daily EX report with the scores you mentioned?

BBS, it includes one week (ten days, actually) of daily EX report and FICO 08, FICO 2 for mortgage lending, FICO AUTO 2, FICO AUTO 8, FICO BANKCARD 2, FICO BANKCARD 8, FICO 3. All those scores update daily. You then get ONE 3B report with FICO 8 pull. So, definitely more than CCT gives you as far as scores. They also have some other tools and benefits to play with, similar to other services.

Re: Experian CreditWorks Premium

spiritcraft1 — Tue, 23 Oct 2018 22:25:36 GMT

@Anonymous wrote:
@Anonymous wrote:
@spiritcraft1You get:
one 3B report per month with FICO08 scores.
Daily EX Report with FICO 08, FICO Mortgage and FICO Auto (Can't remember the numbers)

That's what the $1 trial gets you? Does the trial last a full month? Is it EX/TU/EQ FICO 8 scores? (you said FICO 8 scoreS, plural)
During the trial period, you get a daily EX report with the scores you mentioned?

BBS, it includes one week (ten days, actually) of daily EX report and FICO 08, FICO 2 for mortgage lending, FICO AUTO 2, FICO AUTO 8, FICO BANKCARD 2, FICO BANKCARD 8, FICO 3. All those scores update daily. You then get ONE 3B report with FICO 8 pull. So, definitely more than CCT gives you as far as scores. They also have some other tools and benefits to play with, similar to other services.

@BrutalBodyShots

Mine seems to be going on for a month... I still have 13 days until I can pull another 3b.

@Anonymous

"daily EX report and FICO 08, FICO 2 for mortgage lending, FICO AUTO 2, FICO AUTO 8, FICO BANKCARD 2, FICO BANKCARD 8, FICO 3".

that seems to be more than I am getting. Wait... I see them now... it helps to scroll down. You are correct sir (or maam)

Re: Experian CreditWorks Premium

Anonymous — Tue, 23 Oct 2018 22:27:54 GMT

@spiritcraft1 You may have done the $4.99 one month trial that is offered. Experian offers both trials, for some reason.

@spiritcraft1
@BrutalBodyShots
Mine seems to be going on for a month... I still have 13 days until I can pull another 3b.

Re: Experian CreditWorks Premium

Anonymous — Tue, 23 Oct 2018 22:28:49 GMT

Oh, and yes, it seems you can only pull the 3B report every 30 days with Creditworks and not twice during a trial like with CCT.