topic Capital One Upgrade Question in General Credit Topics

Capital One Upgrade Question

SGT_Major — Sat, 10 Nov 2018 20:36:46 GMT

My wife has the Cap 1 basic platinum card with a 2000 CL. I tried the upgrade link I found in another thread and she's eligible for the QS card. I understand the acct number and CL line remains the same but does upgrading affect AAoA? Will upgrading start a new clock for the account?

Re: Capital One Upgrade Question

Anonymous — Sat, 10 Nov 2018 20:49:46 GMT

You get to keep your history, account number, and credit line. Since it won't be an additional account, it will not affect your AAoA.

Re: Capital One Upgrade Question

SGT_Major — Sat, 10 Nov 2018 21:18:10 GMT

Thanks O-Medicated. That's what I hoping to hear. I'll get her to upgrade it so she can start earning cash back rewards. She's gone from 620s FICO 8 to 717.