topic Re: Need Help with Erroneous Collection Account in General Credit Topics

Need Help with Erroneous Collection Account

Anonymous — Wed, 06 Feb 2019 10:50:45 GMT

It is with someone with same name. It is from Direct TV/ATT, which I have never been a customer of. It's due to be deleted in September since this account is 6.5 yrs old. It showed up on my report about 6 months ago. I have informed the 3 CRA of this. I have done investigations with the 3 CRA.

Re: Need Help with Erroneous Collection Account

xaximus — Wed, 06 Feb 2019 10:55:46 GMT

If you have proof that it isnt you, including that you've never lived at whatever address that person has, I would provide that when disputing with CRAs. The more proof you have, the more they are inclined to remove it.

Re: Need Help with Erroneous Collection Account

Anonymous — Wed, 06 Feb 2019 10:56:04 GMT

believe me I have provided proof to the CRA. They keep telling me that if the Collection Agency verifies it then it will stay until Sept 2018. It's so frustrating.... I retained Lexington Law Firm to help expedite this matter.

Re: Need Help with Erroneous Collection Account

xaximus — Wed, 06 Feb 2019 10:56:26 GMT

What CA is it? Also - I would create a topic in the rebuilding forum as there's a lot more information there that could help with the collection removal. One person that could be of great help would be @RobertEG.

Re: Need Help with Erroneous Collection Account

Anonymous — Wed, 06 Feb 2019 10:56:44 GMT

Collection Agency is I C Systems, Inc. They buy debt on pennies on the dollar and go after anyone they can.

Re: Need Help with Erroneous Collection Account

CountryLad — Wed, 06 Feb 2019 10:57:02 GMT

@Anonymous wrote:
believe me I have provided proof to the CRA. They keep telling me that if the Collection Agency verifies it then it will stay until Sept 2018. It's so frustrating.... I retained Lexington Law Firm to help expedite this matter.

After submitting proof to all the CRAs and not getting the proper results, you may want to file a complaint with the CFPB. I had a lingering issue with Experian and Chase that neither of them would resolve. I finally filed a complaint against both Chase and Experian and the matter was quickly removed from my reports -- as it should have been long ago. Good luck!

Re: Need Help with Erroneous Collection Account

Kree — Wed, 06 Feb 2019 14:47:09 GMT

Verify SS#, if not yours, they must remove. If they do not remove, you can discuss options with lawyer.

If SS# is yours, then contact police for identity theft report. Once police report is filed, CSRs must remove. If they do not remove, you can discuss options with lawyer.