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    <title>topic Self lender question in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Self-lender-question/m-p/5518867#M274339</link>
    <description>I have just started self lender alongside with a discover secured credit card. I am working on getting a FICO Score in the first place since I have none.&lt;BR /&gt;&lt;BR /&gt;My discover card already shows 1 on time payment on all 3 credit bureaus. But self lender has not shown up at all yet.&lt;BR /&gt;&lt;BR /&gt;Will a credit “freeze” prevent self lender from showing up on my credit report since then never did a hard inquiry?&lt;BR /&gt;&lt;BR /&gt;Should I wait tell it shows up first? Then freeze my accounts? Or is it safe to feeeze them regardless?&lt;BR /&gt;&lt;BR /&gt;I never had any issues before with ID theft but I would rather be safe then sorry especially with all the data breaches.&lt;BR /&gt;&lt;BR /&gt;Any else have experience with this company?&lt;BR /&gt;&lt;BR /&gt;Thanks</description>
    <pubDate>Wed, 27 Feb 2019 07:02:30 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2019-02-27T07:02:30Z</dc:date>
    <item>
      <title>Self lender question</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Self-lender-question/m-p/5518867#M274339</link>
      <description>I have just started self lender alongside with a discover secured credit card. I am working on getting a FICO Score in the first place since I have none.&lt;BR /&gt;&lt;BR /&gt;My discover card already shows 1 on time payment on all 3 credit bureaus. But self lender has not shown up at all yet.&lt;BR /&gt;&lt;BR /&gt;Will a credit “freeze” prevent self lender from showing up on my credit report since then never did a hard inquiry?&lt;BR /&gt;&lt;BR /&gt;Should I wait tell it shows up first? Then freeze my accounts? Or is it safe to feeeze them regardless?&lt;BR /&gt;&lt;BR /&gt;I never had any issues before with ID theft but I would rather be safe then sorry especially with all the data breaches.&lt;BR /&gt;&lt;BR /&gt;Any else have experience with this company?&lt;BR /&gt;&lt;BR /&gt;Thanks</description>
      <pubDate>Wed, 27 Feb 2019 07:02:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Self-lender-question/m-p/5518867#M274339</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2019-02-27T07:02:30Z</dc:date>
    </item>
    <item>
      <title>Re: Self lender question</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Self-lender-question/m-p/5519369#M274372</link>
      <description>&lt;P&gt;SelfLender, like AmEx is very slow to make their first report.&amp;nbsp; It is usually 2 months before it will show up on your Bureau reports.&amp;nbsp; The existence of a freeze will not affect their ability to report.&lt;/P&gt;</description>
      <pubDate>Wed, 27 Feb 2019 19:55:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Self-lender-question/m-p/5519369#M274372</guid>
      <dc:creator>rbentley</dc:creator>
      <dc:date>2019-02-27T19:55:14Z</dc:date>
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