topic Re: Equifax slow to update? in General Credit Topics

Equifax slow to update?

Peazmom — Wed, 27 Mar 2019 14:22:31 GMT

Has anyone else noticed Equifax being slow to update lately? I've had two positive updates (utilization pay downs) on both Transunion and Experian in the past two weeks, but Equifax has not reported either. The tradelines are reported to all three CRA's.

Re: Equifax slow to update?

2GreenThumbs — Wed, 27 Mar 2019 15:18:04 GMT

Hmmm...funny you should post this. Last night, I went to check my EQ score through my Citi account and noticed it hasn't been updated since Feb. 19th.

Re: Equifax slow to update?

Anonymous — Wed, 27 Mar 2019 15:20:17 GMT

Yep, I posted about the same thing about a week ago. Seems that they take their sweet time reporting. Mine finally updated, but it took almost 3 weeks from the information sent to them.

Re: Equifax slow to update?

Peazmom — Wed, 27 Mar 2019 15:24:27 GMT

Thanks for replying. I was beginning to feel like it was the watched pot that was refusing to boil. I'm on a mission to get the utilization down below 10% and I hate not to be able to monitor the progress. Transunion and Experian are updating like clockwork once the tradeline reports, but Equifax.....OY!

Re: Equifax slow to update?

Anonymous — Wed, 27 Mar 2019 15:27:46 GMT

I am happy to note that they are my highest score, but I am thinking that all their employees are part time or something....

Re: Equifax slow to update?

Peazmom — Wed, 27 Mar 2019 15:30:40 GMT

@Anonymous wrote:
I am happy to note that they are my highest score, but I am thinking that all their employees are part time or something....

They are USUALLY my highest as well, but with the updates on the other two Equifax is now about 50 points behind. Hence my angst.

Re: Equifax slow to update?

Peazmom — Wed, 27 Mar 2019 18:58:12 GMT

Well, I just had an alert that one of the tradelines updated on Equifax. Here's hoping the other will follow suit shortly!

Re: Equifax slow to update?

Tapdnsr25 — Tue, 02 Jul 2019 12:04:48 GMT

I'm having the same issue. It's only been a few days, but I need to go see a loan officer about an auto loan today so the car I want doesn't get sold. Statement balance cut on the 27th, Experian updated on the 30th. Transunion updated on the 1st. Nothing from Equifax. But it had just updated with some other information on the 28th. So maybe they only report once a week? If so, I've never noticed. I think my credit union pulled Transunion in the past anyway, but it's the principle of it that really bothers me. 99% of the time it wouldn't matter, but when we need our score updated, we NEED our score updated. So of course the watched pot won't boil with MY luck.

Re: Equifax slow to update?

Queen_Etherea — Tue, 02 Jul 2019 16:14:27 GMT

Equifax is slow period. I was talking to someone yesterday who works for a certain credit bureau (can't say which one, but it wasn't EQ), and he said that EQ still uses paper copies for everything! I told him about my dilemma with EQ and he said he wasn't surprised because he's seen their warehouse and most of the time, they can't even find peoples accounts/info.