topic Equifax Score Not Updating in General Credit Topics

Equifax Score Not Updating

Anonymous — Mon, 18 Feb 2019 19:36:41 GMT

I am and have been getting alerts from Myfico about a lot of changes in my TU and EX since the beginning of February. Balance changes, lower utilization, score increase, etc. But I have not had any alerts or changes since January 20 on Equifax at all.

I know that the same information is being sent to them at the same time, so are they just slow or ??

Re: Equifax Score Not Updating

Girlzilla88 — Mon, 18 Feb 2019 20:11:27 GMT

Some take longer to catch up and it can be a month or even two or three month difference sometimes in information something from Dec. just now reported/updated on I believe it was Eq. or Ex. (sorry brain fart right now) this month....

Re: Equifax Score Not Updating

Anonymous — Tue, 19 Feb 2019 00:01:44 GMT

With the exception of INQUIRIES, EQ is always the LAST one of mine to update... and is always lower than my other scores... just be patient. (I know. That answer sucks, and I hate it... but dem's de berries.)

Re: Equifax Score Not Updating

Anonymous — Thu, 21 Feb 2019 05:44:21 GMT

I have the same issue. Transunion and Experian update the score with the updates that get reported but Equifax has not changed a thing. There has to be something up as other people on other sites have had the same issue. Is it the others experience that Equifax is just slow and all and will eventually update the score?

Re: Equifax Score Not Updating

Anonymous — Thu, 21 Feb 2019 07:24:14 GMT

@Anonymous wrote:
I am and have been getting alerts from Myfico about a lot of changes in my TU and EX since the beginning of February. Balance changes, lower utilization, score increase, etc. But I have not had any alerts or changes since January 20 on Equifax at all.

This month I've had two statements reported on Feb 2 and Feb 5 (that's everything that can change on my file) and EX/TU updated within 2 days of each report.

Still nothing on EQ since January 6 when I had a statement closing on January 5.

[Edit: Forgot to add that a myFICO 3B report on February 8th did show that Equifax had all the new information. Same as EX/TU. I just haven't seen any alerts to it.]

Re: Equifax Score Not Updating

Girlzilla88 — Thu, 21 Feb 2019 16:18:33 GMT

It's not uncommon that it still takes 2 to 3 months to adjust give it some more time and it should reflect on March's for you I have some from December that is just now popping up on my Experian

Re: Equifax Score Not Updating

Anonymous — Thu, 21 Feb 2019 21:20:59 GMT

Score just updated. I guess they only do it once a month it seems...

Re: Equifax Score Not Updating

Anonymous — Tue, 26 Mar 2019 13:49:01 GMT

I've noticed the SAME...EQ is super slow to report! Looks like your updated shortly after your post. I think monthly updates from EQ are about right...that's what I'm noticing as well.

Re: Equifax Score Not Updating

Anonymous — Sun, 31 Mar 2019 14:51:41 GMT

I've noticed on myFICO that Equifax doesnt update at all until my new 3B report pulls. I just figure I will find out my new score and all when that happens. My others update but EQ just doesnt. It doesnt on my husbands either. Probably just an EQ thing. I'm anxious for my 3B report pull on the 6th since I had collection accounts removed as well as cc utilization decreases, many to 0. I found EQ has been running head to head with EX so I am thinking my EQ report, once updated, should reflect similar score change.

Re: Equifax Score Not Updating

Anonymous — Sun, 31 Mar 2019 19:29:04 GMT

I just went back and looked and my EQ report that I pulled on 3/22 still shows my AmEx balances from early January when my UTI was significantly higher. If this is normal for them, it seems like that’s a disservice to those who app for something that pulls EQ.