topic Re: Big Drop over the Weekend in General Credit Topics

Big Drop over the Weekend

Anonymous — Mon, 08 Apr 2019 13:05:30 GMT

So this happened this weekend:

I actually got a over 100% credit utilization account removed from Equifax removed that was factored in this score too. When I see the only thing that have changed, this is it:

The student loans are in deferment. Are these screwing me over that bad? I mean thats a huge drop with only those items changing.

Re: Big Drop over the Weekend

gorgon — Mon, 08 Apr 2019 13:09:57 GMT

You should get your real FICO scores to really know for sure if you actually dropped on those.

Re: Big Drop over the Weekend

CreditInspired — Mon, 08 Apr 2019 20:19:29 GMT

@Anonymous wrote:
So this happened this weekend:

I actually got a over 100% credit utilization account removed from Equifax removed that was factored in this score too. When I see the only thing that have changed, this is it:

The student loans are in deferment. Are these screwing me over that bad? I mean thats a huge drop with only those items changing.

These are CK scores and not FICO scores so we can’t comment factually about the drop. Get your 3 FICO scores

either from creditchecktotal, MyFICO, or if you have bank cards that provide FICO scores, check those. Then you’ll know what your scores really are and can take action from there.

GL2U

Re: Big Drop over the Weekend

Anonymous — Tue, 09 Apr 2019 12:42:44 GMT

Thanks for the info guys. I Checked the FICO scores and I'm actualy at 586 576 and 566 so it looks like theres actually no issues.

Re: Big Drop over the Weekend

Anonymous — Tue, 09 Apr 2019 12:52:28 GMT

@Anonymous wrote:
Thanks for the info guys. I Checked the FICO scores and I'm actualy at 586 576 and 566 so it looks like theres actually no issues.

I wouldn't say there are "no issues" just that you're not in as bad of a place FICO score wise as your VS 3.0 scores may have lead you to believe.