topic Re: When do credit reports update when it comes to 5/24 in General Credit Topics

When do credit reports update when it comes to 5/24

red259 — Sun, 02 Jun 2019 19:19:05 GMT

I should be dropping from 5/24 to 3/24. Technically I would have dropped down one level on 5/24 and another level on 5/31. I waited until 6/1 though for credit reports to update, because I think some only do it at start of month and not right away. My question is are these credit reports updated automatically so as soon as I hit june1st they all updated to show those accounts are now more than two years old or do I need to wait for the first business day of the month?

Re: When do credit reports update when it comes to 5/24

Anonymous — Sun, 02 Jun 2019 19:23:40 GMT

https://www.creditkarma.com/myfinances/creditreport/#accounts

Sort by date and count.

Re: When do credit reports update when it comes to 5/24

thornback — Sun, 02 Jun 2019 19:45:07 GMT

Accounts age on the 1st of the month (and yes, the age is automatically updated on your reports).

Re: When do credit reports update when it comes to 5/24

red259 — Sun, 02 Jun 2019 20:02:13 GMT

Darn, it looked like I messed up when I was looking at an old credit report. Apparently the screen I was looking at did not include cards that had been closed in the past two years. I'm still at 6/24 until early August which just sucks.

Re: When do credit reports update when it comes to 5/24

tcbofade — Sun, 02 Jun 2019 20:16:23 GMT

@red259 wrote:
Darn, it looked like I messed up when I was looking at an old credit report. Apparently the screen I was looking at did not include cards that had been closed in the past two years. I'm still at 6/24 until early August which just sucks.

LOL. For what it's worth, DW just picked up a CSP while WAY over 5/24. She had a preapproval on her log in screen. Are you looking for green checkmarks, etc?

Re: When do credit reports update when it comes to 5/24

red259 — Sun, 02 Jun 2019 20:23:10 GMT

@tcbofade wrote:
@red259 wrote:
Darn, it looked like I messed up when I was looking at an old credit report. Apparently the screen I was looking at did not include cards that had been closed in the past two years. I'm still at 6/24 until early August which just sucks.
LOL. For what it's worth, DW just picked up a CSP while WAY over 5/24. She had a preapproval on her log in screen. Are you looking for green checkmarks, etc?

Yes, I always check. My personal and business accounts are linked so for the longest time I was not receiving any offers. I have read that they fixed that but the only offers I get are for mortgages etc. I doubt I would get a CSP offer since I am an active CSR holder. I'm going to have to close my hyatt card this week because I want to pick up a new one down the line and I rarely use the card as is.

Re: When do credit reports update when it comes to 5/24

Remedios — Sun, 02 Jun 2019 20:25:43 GMT

@red259 wrote:
Darn, it looked like I messed up when I was looking at an old credit report. Apparently the screen I was looking at did not include cards that had been closed in the past two years. I'm still at 6/24 until early August which just sucks.

EX will list first of the month as opening date, but EQ and TU list the actual date card was opened.

Wait till the following month to be on a safe side.