topic Employer Added To Credit Report - I Am Retired? in General Credit Topics

Employer Added To Credit Report - I Am Retired?

Anonymous — Tue, 04 Jun 2019 14:10:13 GMT

I applied for and received an auto loan from Toyota Financial a couple of days ago ( 0% for 60 months not bad after about 8 months into a rebuild). The finance manager who input the information asked where was I employed. I told her that I am retired and have not worked since 2013. She asked where did I work before I retired and I gave her the information. I do not get any retirement benefits from previous employer. I have now received several alerts stating a new employer was added to my TU credit report (I am sure EQ has picked it up as well).

Should I try to correct this by filing a dispute or just let it go?

Re: Employer Added To Credit Report - I Am Retired?

Anonymous — Tue, 04 Jun 2019 14:57:44 GMT

Personally I would correct it as it is not correct and it could cause you verification issues in the future.

Re: Employer Added To Credit Report - I Am Retired?

Revelate — Wed, 05 Jun 2019 00:23:37 GMT

AFAIK nobody uses that field anyway, other than maybe bureau identification widgets.

Wouldn't worry about it, two bureaus have an employer from literally 1997 on my reports and the third just has my name as my employer... totally useless information though I think it's come up in a EQ verification script. I tried to get rid of it once but it said I couldn't without replacing it with an updated one: I was totally not happy on that one.

If you do manage to get it fixed I'd be interested in knowing how .

Re: Employer Added To Credit Report - I Am Retired?

Anonymous — Thu, 06 Jun 2019 12:35:33 GMT

@Revelate wrote:
AFAIK nobody uses that field anyway, other than maybe bureau identification widgets.

Wouldn't worry about it, two bureaus have an employer from literally 1997 on my reports and the third just has my name as my employer... totally useless information though I think it's come up in a EQ verification script. I tried to get rid of it once but it said I couldn't without replacing it with an updated one: I was totally not happy on that one.

If you do manage to get it fixed I'd be interested in knowing how .

Thanks for info. Perhaps I will leave it for now. I don't know why she would list an employer when I clearly told her I was retired for several years.

Re: Employer Added To Credit Report - I Am Retired?

Anonymous — Thu, 06 Jun 2019 12:37:19 GMT

@Anonymous wrote:
Personally I would correct it as it is not correct and it could cause you verification issues in the future.

Probably will but hopefully I will not apply for anything else soon. The verification issues are a real pain though. They ask stuff from forty years ago. Glad I don't have dementia.