topic Cancel AMEX GOLD AU? in General Credit Topics

Cancel AMEX GOLD AU?

tussking — Sat, 15 Jun 2019 05:14:13 GMT

Prior to my BK7 my dad added me to his perfect AMEX GOLD card as an AU.

I have been an AU since 8/13.

He averages $2500-$5000 monthly charges.

Fast forward 6 years and I am great shape.

1. Do I finally cancel the card?

2. Will it hurt or help me?

3. If I cancel does the history stay on my report but no longer report the monthly balances?

Thanks for the advice in advance.

Re: Cancel AMEX GOLD AU?

CreditInspired — Sat, 15 Jun 2019 14:46:24 GMT

Just a quick note that you can’t cancel card. Your DD has to remove you from the CRs or you could dispute the account saying you are not the responsible party.

However, if it were me, I would stay as an AU on DDs account since it’s a positive TL and of course low UT.

And yes, if you were removed as an AU, everything associated with that card is removed from CRs.