topic Re: What Credit Cards(s) Provide FREE Experian scores? in General Credit Topics

What Credit Cards(s) Provide FREE Experian scores?

Gonzozap — Fri, 26 Jul 2019 20:35:57 GMT

I have about 8 different cards that give me the ability to see my Equifax and TU scores.

But zilch that show me Experian.

Does anybody know of a great card that also has free Experian updates?

Re: What Credit Cards(s) Provide FREE Experian scores?

gdale6 — Fri, 26 Jul 2019 20:43:31 GMT

First Natl Bank of Omaha (FNBO) provides a monthly Fico bankcard score based on EX.

Re: What Credit Cards(s) Provide FREE Experian scores?

chhull00 — Fri, 26 Jul 2019 20:49:30 GMT

Amex provides EX fico under accout services tab

Re: What Credit Cards(s) Provide FREE Experian scores?

Trudy — Fri, 26 Jul 2019 22:04:01 GMT

Wells Fargo provides F9 monthly.

Re: What Credit Cards(s) Provide FREE Experian scores?

FireMedic1 — Fri, 26 Jul 2019 22:22:19 GMT

Discover Scorecard gives a free EX FICO Score monthly and you dont even have to have a card.

https://csp.discover.com/free-credit-score/index.html

Re: What Credit Cards(s) Provide FREE Experian scores?

SBR249 — Sat, 27 Jul 2019 01:59:09 GMT

Experian itself will provide you with free FICO 8 score if you sign up for their equivalent of Credit Karma service.

Re: What Credit Cards(s) Provide FREE Experian scores?

Gonzozap — Sat, 27 Jul 2019 02:24:23 GMT

@FireMedic1 wrote:
Discover Scorecard gives a free EX FICO Score monthly and you dont even have to have a card.
https://csp.discover.com/free-credit-score/index.html

Interesting. I have 2 Discover cards, but it gives me TU, not Experian.

Re: What Credit Cards(s) Provide FREE Experian scores?

Gonzozap — Sat, 27 Jul 2019 02:27:00 GMT

@SBR249 wrote:
Experian itself will provide you with free FICO 8 score if you sign up for their equivalent of Credit Karma service.

What does that mean? "equivalent of Credit Karma service"? What is that?

I have a service with Experian where I can get updated scores every day. It costs me $10/month. I want to get rid of that. I don't even need daily updates.

Re: What Credit Cards(s) Provide FREE Experian scores?

Gonzozap — Sat, 27 Jul 2019 02:28:31 GMT

Thx for the replies folks.

I can't get FNBO in my area and AMEX has me blacklisted. :-(

Re: What Credit Cards(s) Provide FREE Experian scores?

Anonymous — Sat, 27 Jul 2019 03:46:06 GMT

@Gonzozap wrote:
@FireMedic1 wrote:
Discover Scorecard gives a free EX FICO Score monthly and you dont even have to have a card.
https://csp.discover.com/free-credit-score/index.html
Interesting. I have 2 Discover cards, but it gives me TU, not Experian.

It’s the wackyness that is Discover. In this case to our advantage. If you have a Discover card the score they provide you on site and in app is TU. But the link Firemedic posted above is also from Discover but it is open to everyone not just cardholders and it’s an EX score.

Re: What Credit Cards(s) Provide FREE Experian scores?

Gonzozap — Sat, 27 Jul 2019 13:25:25 GMT

@Morpho - Yes, that indeed is wacked.

Re: What Credit Cards(s) Provide FREE Experian scores?

AverageJoesCredit — Sat, 27 Jul 2019 15:01:26 GMT

Gonzo, you dont even need to pay $10 for an Experian report/ score. Experian offers a free report and score every 30 days . I have it. Just go to Experian snd you should be able to sign up.

Re: What Credit Cards(s) Provide FREE Experian scores?

SBR249 — Sat, 27 Jul 2019 15:03:05 GMT

@Gonzozap wrote:
@SBR249 wrote:
Experian itself will provide you with free FICO 8 score if you sign up for their equivalent of Credit Karma service.
What does that mean? "equivalent of Credit Karma service"? What is that?

I have a service with Experian where I can get updated scores every day. It costs me $10/month. I want to get rid of that. I don't even need daily updates.

https://www.freecreditscore.com/

It's run by EX and will give you monthly score updates with FICO 8.

Re: What Credit Cards(s) Provide FREE Experian scores?

FireMedic1 — Sat, 27 Jul 2019 15:20:52 GMT

@Gonzozap wrote:
@FireMedic1 wrote:
Discover Scorecard gives a free EX FICO Score monthly and you dont even have to have a card.
https://csp.discover.com/free-credit-score/index.html
Interesting. I have 2 Discover cards, but it gives me TU, not Experian.

Yep as cardholders we get monthly TU FICO 8 scores. Discover Scorecard you get a free EX FICO 8 score for anyone. So 2 out of three aint bad. And if you get EQ FICO from their site. Its only FICO 4. Paid of course. Someone has to help pay their fine.

Re: What Credit Cards(s) Provide FREE Experian scores?

sarge12 — Sat, 27 Jul 2019 18:40:50 GMT

@Gonzozap wrote:
I have about 8 different cards that give me the ability to see my Equifax and TU scores.

But zilch that show me Experian.

Does anybody know of a great card that also has free Experian updates?

Creditscorecard.com. and usa.experian.com both provide free experian fico08 to everyone....no credit card needed.

Re: What Credit Cards(s) Provide FREE Experian scores?

sarge12 — Sat, 27 Jul 2019 18:47:23 GMT

@Gonzozap wrote:
I have about 8 different cards that give me the ability to see my Equifax and TU scores.

But zilch that show me Experian.

Does anybody know of a great card that also has free Experian updates?

What credit card supplies Equifax fico 08? I have never seen one that does. I had to join Langley Credit Union to get that score with a checking or even a savings account I think...I opened both, 1 of each.

Re: What Credit Cards(s) Provide FREE Experian scores?

Gonzozap — Sat, 27 Jul 2019 19:53:01 GMT

@sarge12 wrote:
@Gonzozap wrote:
I have about 8 different cards that give me the ability to see my Equifax and TU scores.

But zilch that show me Experian.

Does anybody know of a great card that also has free Experian updates?

What credit card supplies Equifax fico 08? I have never seen one that does. I had to join Langley Credit Union to get that score with a checking or even a savings account I think...I opened both, 1 of each.

My Citi card provides Equi FICO 08.

Re: What Credit Cards(s) Provide FREE Experian scores?

Gonzozap — Sat, 27 Jul 2019 20:07:53 GMT

@AverageJoesCredit wrote:
Gonzo, you dont even need to pay $10 for an Experian report/ score. Experian offers a free report and score every 30 days . I have it. Just go to Experian snd you should be able to sign up.

I know, but I had originally signed up for it because it also allows me to freely lock and unlock my Experian report. I do that for free at TU and Equifax, but can't find free lock/unlock for Experian.

Re: What Credit Cards(s) Provide FREE Experian scores?

chhull00 — Sat, 27 Jul 2019 21:18:34 GMT

@Gonzozap wrote:
@AverageJoesCredit wrote:
Gonzo, you dont even need to pay $10 for an Experian report/ score. Experian offers a free report and score every 30 days . I have it. Just go to Experian snd you should be able to sign up.
I know, but I had originally signed up for it because it also allows me to freely lock and unlock my Experian report. I do that for free at TU and Equifax, but can't find free lock/unlock for Experian.

mines free every month with cct they just renew my trial every month no charge

Re: What Credit Cards(s) Provide FREE Experian scores?

sarge12 — Sun, 28 Jul 2019 03:45:50 GMT

@Gonzozap wrote:
@sarge12 wrote:
@Gonzozap wrote:
I have about 8 different cards that give me the ability to see my Equifax and TU scores.

But zilch that show me Experian.

Does anybody know of a great card that also has free Experian updates?

What credit card supplies Equifax fico 08? I have never seen one that does. I had to join Langley Credit Union to get that score with a checking or even a savings account I think...I opened both, 1 of each.
My Citi card provides Equi FICO 08.

Citi provides equifax fico bankcard 08, it is not the classic fico 08 score, and has a 900 highest score vs 850 for the classic.