topic Re: Anyone With an Experian Subscription? in General Credit Topics

Anyone With an Experian Subscription?

Trudy — Tue, 06 Aug 2019 16:45:00 GMT

Good Morning/Afternoon,

My 3B monthly report is ready today, but I want to wait a few more days for an account to report to see if it impacts EQ F8.

Do you know if you wait to pull the 3B report if it will reflect information from the date pulled or the day it was available?

Also, if the report is pulled later with updated information, will the following months report still be on the 6th or the date that I pull? If this works like MyFico I assume it will remain the 6th....

Re: Anyone With an Experian Subscription?

Remedios — Tue, 06 Aug 2019 16:48:09 GMT

@Trudy wrote:
Good Morning/Afternoon,

My 3B monthly report is ready today, but I want to wait a few more days for an account to report to see if it impacts EQ F8.

Do you know if you wait to pull the 3B report if it will reflect information from the date pulled or the day it was available?

Also, if the report is pulled later with updated information, will the following months report still be on the 6th or the date that I pull? If this works like MyFico I assume it will remain the 6th....

Day it was pulled. I am certain because I waited a few times for cards to report.

Had it been the day it was available, cards would not have been on the CR

It will also reset your next available day, so next one will be available 30 days from the last pull

Re: Anyone With an Experian Subscription?

Medic981 — Tue, 06 Aug 2019 16:50:30 GMT

The credit report is generated at the time you order it.

Re: Anyone With an Experian Subscription?

calyx — Tue, 06 Aug 2019 17:18:59 GMT

^ What everyone else says - the day it's pulled.

Re: Anyone With an Experian Subscription?

blindambition — Tue, 06 Aug 2019 17:28:04 GMT

@Remedios wrote:
@Trudy wrote:
Good Morning/Afternoon,

My 3B monthly report is ready today, but I want to wait a few more days for an account to report to see if it impacts EQ F8.

Do you know if you wait to pull the 3B report if it will reflect information from the date pulled or the day it was available?

Also, if the report is pulled later with updated information, will the following months report still be on the 6th or the date that I pull? If this works like MyFico I assume it will remain the 6th....

Day it was pulled. I am certain because I waited a few times for cards to report.
Had it been the day it was available, cards would not have been on the CR

It will also reset your next available day, so next one will be available 30 days from the last pull
+1
my reports were available July 26th, I pulled the 30th. It reset from the 30th.

Re: Anyone With an Experian Subscription?

Trudy — Tue, 06 Aug 2019 17:50:18 GMT

Good news. Thank you all!

Re: Anyone With an Experian Subscription?

BallBounces — Tue, 06 Aug 2019 19:21:00 GMT

@Remedios wrote:
It will also reset your next available day, so next one will be available 30 days from the last pull

I would just clarify that this statement above assumes that you don't cancel your membership. If you do .... that report will potentially be available much sooner than 30 days if you chose to sign up again.

Re: Anyone With an Experian Subscription?

Trudy — Sat, 10 Aug 2019 16:26:04 GMT

Okay, quick question.

I waited for my CK to update today to see if my last accounts reported to EQ, which it shows it did. Then I pulled my 3B from EX. Surprised to see that there are not updated on EQ. Have you seen this before and know why? Wonder if it has something to do with EX pulling information for EQ CB on a Saturday. But Saturday is my update day with CK so...

Re: Anyone With an Experian Subscription?

Aspireto850 — Sat, 07 Sep 2019 18:03:34 GMT

This works on all the CBs except myFICO. Even if you generate the new report a week later it’s still based on when the report became available.