https://ficoforums.myfico.com/t5/General-Credit-Topics/Discover-no-off-cycle-reporting/m-p/5722593#M284693 Aha, I misread it - good catch @LauraC. That does sound like the situation. Sun, 25 Aug 2019 18:22:58 GMT Anonymous 2019-08-25T18:22:58Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Discover-no-off-cycle-reporting/m-p/5721603#M284612 <P>I just purchased $4100 of furniture for a new place and my overall utilization will be high. I called Discover to see if they would do an off cycle reporting for me. I was told by an account manager they only report at statement time.</P><P>&nbsp;</P><P>Did they change this recently? I thought they would do that upon request. It's a temporary hit to the scores but still kind of a bummer.</P> Sat, 24 Aug 2019 04:45:27 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Discover-no-off-cycle-reporting/m-p/5721603#M284612 Anonymous 2019-08-24T04:45:27Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Discover-no-off-cycle-reporting/m-p/5721672#M284617 HUCA. You may have gotten the “wrong” CSR. A number of us have gotten them to report off-cycle just by asking. Call back and try with somebody different. Sat, 24 Aug 2019 12:00:37 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Discover-no-off-cycle-reporting/m-p/5721672#M284617 Anonymous 2019-08-24T12:00:37Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Discover-no-off-cycle-reporting/m-p/5721808#M284633 Send them a message, asking to report off cycle. I've always had the best luck that way Sat, 24 Aug 2019 15:52:39 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Discover-no-off-cycle-reporting/m-p/5721808#M284633 Remedios 2019-08-24T15:52:39Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Discover-no-off-cycle-reporting/m-p/5722383#M284673 They offered to me when I complained they reported my account so early. Sun, 25 Aug 2019 07:51:59 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Discover-no-off-cycle-reporting/m-p/5722383#M284673 Anonymous 2019-08-25T07:51:59Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Discover-no-off-cycle-reporting/m-p/5722553#M284689 <BLOCKQUOTE><HR />@Anonymous&nbsp;wrote:<BR /><P>I just purchased $4100 of furniture for a new place and my overall utilization will be high. I called Discover to see if they would do an off cycle reporting for me. I was told by an account manager they only report at statement time.</P><P>&nbsp;</P><P>Did they change this recently? I thought they would do that upon request. It's a temporary hit to the scores but still kind of a bummer.</P><HR /></BLOCKQUOTE><P>Were you asking Discover if they would report a little earlier than normal this cycle so it wouldn't reflect the $4100 purchase yet?&nbsp; Then by next due date/stmt date/report date you were planning to have a lot of it paid off to keep utl. in check?&nbsp; If you were asking for an earlier report date than normal that may possibly be why csr said only at stmt. date.</P> Sun, 25 Aug 2019 17:34:01 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Discover-no-off-cycle-reporting/m-p/5722553#M284689 GApeachy 2019-08-25T17:34:01Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Discover-no-off-cycle-reporting/m-p/5722593#M284693 Aha, I misread it - good catch @LauraC. That does sound like the situation. Sun, 25 Aug 2019 18:22:58 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Discover-no-off-cycle-reporting/m-p/5722593#M284693 Anonymous 2019-08-25T18:22:58Z