topic Re: Paypal MC, but not mine in General Credit Topics

Paypal MC, but not mine

Anonymous — Thu, 05 Sep 2019 16:02:21 GMT

Here's the story...

Learning patience as we rebuild, so haven't applied for anything (been tempted, lol). I get an alert late last night from CK. A new inquiry on EQ for Sync/PPC. Knowing I haven't applied, I start my investigation. I finally get a rep on the phone at Paypal, that transfers me to a rep with Sync. Long story short, someone (not me), applied and was approved for a Paypal MC in my name. I was then connected to their Fraud dept, they asked a few questions, confirmed it was fraudulent, and shut down the account. They are sending me a letter stating the account was opened fraudulently, and they will be removing the inquiry from my EQ. I guess that's a WIN

Re: Paypal MC, but not mine

gdale6 — Thu, 05 Sep 2019 16:06:28 GMT

@Anonymous wrote:
Here's the story...
Learning patience as we rebuild, so haven't applied for anything (been tempted, lol). I get an alert late last night from CK. A new inquiry on EQ for Sync/PPC. Knowing I haven't applied, I start my investigation. I finally get a rep on the phone at Paypal, that transfers me to a rep with Sync. Long story short, someone (not me), applied and was approved for a Paypal MC in my name. I was then connected to their Fraud dept, they asked a few questions, confirmed it was fraudulent, and shut down the account. They are sending me a letter stating the account was opened fraudulently, and they will be removing the inquiry from my EQ. I guess that's a WIN

Jeez, might still want to file an ID Theft report on top of freezing all your CRs.

http://ficoforums.myfico.com/t5/General-Credit-Topics/Victim-of-Identity-Theft-What-To-Do-to-Protect-Yourself/td-p/2059499

Re: Paypal MC, but not mine

Anonymous — Thu, 05 Sep 2019 21:41:51 GMT

@gdale6 wrote:
@Anonymous wrote:
Here's the story...
Learning patience as we rebuild, so haven't applied for anything (been tempted, lol). I get an alert late last night from CK. A new inquiry on EQ for Sync/PPC. Knowing I haven't applied, I start my investigation. I finally get a rep on the phone at Paypal, that transfers me to a rep with Sync. Long story short, someone (not me), applied and was approved for a Paypal MC in my name. I was then connected to their Fraud dept, they asked a few questions, confirmed it was fraudulent, and shut down the account. They are sending me a letter stating the account was opened fraudulently, and they will be removing the inquiry from my EQ. I guess that's a WIN
Jeez, might still want to file an ID Theft report on top of freezing all your CRs.

http://ficoforums.myfico.com/t5/General-Credit-Topics/Victim-of-Identity-Theft-What-To-Do-to-Protect-Yourself/td-p/2059499

Will Do, thanks

Re: Paypal MC, but not mine

SEAlifer — Fri, 06 Sep 2019 03:18:47 GMT

@Anonymous wrote:
Here's the story...
Learning patience as we rebuild, so haven't applied for anything (been tempted, lol). I get an alert late last night from CK. A new inquiry on EQ for Sync/PPC. Knowing I haven't applied, I start my investigation. I finally get a rep on the phone at Paypal, that transfers me to a rep with Sync. Long story short, someone (not me), applied and was approved for a Paypal MC in my name. I was then connected to their Fraud dept, they asked a few questions, confirmed it was fraudulent, and shut down the account. They are sending me a letter stating the account was opened fraudulently, and they will be removing the inquiry from my EQ. I guess that's a WIN

I was just saying on another thread that Credit Karma is good for exactly this sort of thing as a free service. It may not give you the most accurate credit score but these kinds of alerts more than make it worth all of their little ads, haha!