topic EX Shocked me in General Credit Topics

EX Shocked me

StillKicking — Thu, 05 Sep 2019 20:32:17 GMT

So early August TU granted me an EE on my BK7, TU Fico8 went up 60 point to 775. I decided to wait and let the other two fall off naturally (read to many horror stories with EX and EQ) and not attempt EE as they should fall off late Nov. To my surprise, EX dropped my BK7 this week. EX Fico8 went up 108 points to 819. < Shocked me. TU has always been my highest Fico with EX 5-10 points behind.

I'm glad I took some of y'alls advice and decided to wait.

Todays current Fico8s

EX 819

TU 792

EQ 722 (BK7 still there)

It really is amazing how much one can accomplish with a little knowledge and advice from you guys.

Re: EX Shocked me

SleeplessinMA — Thu, 05 Sep 2019 21:00:29 GMT

@StillKicking

Congratulations, now it's EQ's turn to surprise you

Re: EX Shocked me

chhull00 — Thu, 05 Sep 2019 21:12:18 GMT

Your hard work is paying off, now watch your scores soar to the heavens, congratulations on your successes

Re: EX Shocked me

StillKicking — Thu, 05 Sep 2019 21:29:36 GMT

Thanks guys, I really appreciate it.

2 down, 1 to go.

Re: EX Shocked me

Anonymous — Thu, 05 Sep 2019 21:58:30 GMT

That's some amazing increase! Congrats! 1 to go!

Re: EX Shocked me

Girlzilla88 — Thu, 05 Sep 2019 22:02:38 GMT

Awesome!

Re: EX Shocked me

CreditInspired — Thu, 05 Sep 2019 22:17:59 GMT

Awesome OP. Congratulations.

Re: EX Shocked me

Anonymous — Fri, 06 Sep 2019 00:01:50 GMT

That’s fantastic OP - I’m sure it’s been a very long road of frustration. Enjoy the rewards now. You’ve done your time and earned them!

Re: EX Shocked me

StillKicking — Fri, 06 Sep 2019 00:34:06 GMT

@Anonymous wrote:
That’s fantastic OP - I’m sure it’s been a very long road of frustration. Enjoy the rewards now. You’ve done your time and earned them!

Thank you! Truth be told, it was a longer and harder road than it needed to be...Had I found you guys sooner, the early years and rebuild would've been easier.

Re: EX Shocked me

DoogieBall — Fri, 06 Sep 2019 03:24:06 GMT

That's fantastic! Nice bump in scores!

Re: EX Shocked me

Felony_Phil — Fri, 06 Sep 2019 22:36:19 GMT

And they say some of us have no patience. Pssshhh

Congrats

Re: EX Shocked me

SleeplessinMA — Sat, 07 Sep 2019 04:54:06 GMT

@StillKicking

I forgot to mention this but "Welcome to the 800 Club"

Re: EX Shocked me

Trudy — Sat, 07 Sep 2019 17:31:44 GMT

Way to go. Having the comfort of knowing it is likely you can app for whatever you want or more importantly what you may need can reduce stress in my opinion. That is a form of freedom Congrats!

Re: EX Shocked me

StillKicking — Sat, 07 Sep 2019 18:26:12 GMT

@Felony_Phil wrote:
And they say some of us have no patience. Pssshhh

Congrats

Lol, right? That 10 years went by like...Well, a decade.

Re: EX Shocked me

StillKicking — Sat, 07 Sep 2019 18:29:23 GMT

@SleeplessinMA wrote:
@StillKicking

I forgot to mention this but "Welcome to the 800 Club"

And thank you. Not gonna lie, feels pretty cool to be in the club.

Re: EX Shocked me

StillKicking — Sat, 07 Sep 2019 18:38:20 GMT

@Trudy wrote:
Way to go. Having the comfort of knowing it is likely you can app for whatever you want or more importantly what you may need can reduce stress in my opinion. That is a form of freedom Congrats!

Thank you. It is very gratifying knowing my scores should get me approval for almost anything...That is certainly a freedom knowing your scores are not holding you back.