topic Re: New Debt Collection Scams in General Credit Topics

New Debt Collection Scams

Anonymous — Tue, 17 Sep 2019 21:19:37 GMT

I have received a couple of calls recently regarding two cards from literally a decade ago. Both cards were paid and settled. Accounts closed. Not on my record and haven't been in years (talking 2013). The calls claim "legal action" from attornys if I don't pay and settle in amounts of $1200-$1500. The cards weren't but half that amount. No mailings, they refuse to give further information and or mail anything.

How is this legal?

Re: New Debt Collection Scams

DaveInAZ — Tue, 17 Sep 2019 22:28:03 GMT

Very likely a scam and illegal, the refusal to put anything in writing (by mail) is the tip off. Block the caller ID.

Re: New Debt Collection Scams

Anonymous — Wed, 18 Sep 2019 06:03:42 GMT

change your number

Re: New Debt Collection Scams

Berk — Mon, 23 Sep 2019 14:28:53 GMT

Yep, I get those same calls from 25+ year old debt. Area code is out of Detroit. Supposedly, they mailed the notice to my house and since I didn't respond I'll be getting a court summons in the mail. I have called them back several times to argue. They hang up. I call right back. I was told to leave them alone at one point. Haven't gotten a call from them in about 2 weeks. Don't know if my antagozing them worked or not. I find it rather theraputic.