topic Re: Equifax credit pulls in General Credit Topics

Equifax credit pulls

teeter99 — Sat, 28 Sep 2019 20:52:14 GMT

Can anyone tell me who pulls Equifax only for a credit card? Equifax has my highest score but my other 2 bureau reports are not so good right now.

Re: Equifax credit pulls

ironchef — Sat, 28 Sep 2019 20:59:25 GMT

I never use EQ had 1 Inq and it was my lower of 3 still at 780's and I had it pulled with Synovus for a nice card recnetly .

I also think depending on your state BOA & Saks Fifth pull it, in addition US Bank.

Cap One pulls all 3 no matter what !

Re: Equifax credit pulls

Brian_Earl_Spilner — Sat, 28 Sep 2019 21:43:19 GMT

Mainly credit unions.

Is there a reason you want any card that pulls EQ versus one that fits your spend and lifestyle?

Re: Equifax credit pulls

randomguy1 — Sun, 29 Sep 2019 13:49:38 GMT

PenFed
DCU

Re: Equifax credit pulls

Anonymous — Sun, 29 Sep 2019 15:34:16 GMT

Discover pulled Eq for me.

Re: Equifax credit pulls

Aspireto850 — Wed, 11 Dec 2019 15:09:18 GMT

HSBC uses EQ solely

Re: Equifax credit pulls

randomguy1 — Wed, 11 Dec 2019 16:00:33 GMT

@Anonymous wrote:
Discover pulled Eq for me.

This depends on state I believe. They pulled EX for me and I have seen DP of TU.

Re: Equifax credit pulls

Aspireto850 — Wed, 11 Dec 2019 16:21:50 GMT

@randomguy1

When you say 'they' which company are you referring to?

Re: Equifax credit pulls

randomguy1 — Wed, 11 Dec 2019 16:22:29 GMT

@Aspireto850 wrote:
@randomguy1

When you say 'they' which company are you referring to?

I was referring to Discover who I quoted.

Re: Equifax credit pulls

Anonymous — Sun, 15 Dec 2019 18:11:57 GMT

Credit Unions, like DCU (but they don't like recent negatives; I have my student loans in the last 6 months and are currently in rehab). Aslo Commenity cards, atleast for me when useing the shopping cart trick resulted in a SP with EQ.

Re: Equifax credit pulls

Anonymous — Sun, 15 Dec 2019 21:50:27 GMT

I just got the Target RedCard and they only pulled my Equifax report and they were pretty generous with my CL They issue by TD bank so I guess any TD Bank card could potentially pull only Equifax.

Re: Equifax credit pulls

Aspireto850 — Mon, 16 Dec 2019 18:48:57 GMT

@Vinay1119,

Congrats on the approval!

Please make me jealous and share you SL? I also got approved a month ago and got $500. No great but hopefully it will grow fast.