topic Re: Home Depot in General Credit Topics

Home Depot

Anonymous — Wed, 25 Jul 2007 20:07:44 GMT

DH got approved for Home Depot Card...called them today and it's a $500 TL...it's a start!!

Waiting on Target's response now....Couldn't have done any of it without this forum!!

Re: Home Depot

sunnyday — Wed, 25 Jul 2007 20:13:57 GMT

Congrats, it's a nice start

Re: Home Depot

MidnightVoice — Wed, 25 Jul 2007 20:15:53 GMT

Good news

Re: Home Depot

Anonymous — Wed, 25 Jul 2007 20:19:45 GMT

It's a Good day!!!

Re: Home Depot

Anonymous — Wed, 25 Jul 2007 20:35:57 GMT

Kim I got an instant ok for target but DH did not. His card just came in the mail at the same time as mine. Good Luck & wtg on HD card

Re: Home Depot

MercyMe — Thu, 26 Jul 2007 11:32:02 GMT

kims wrote:
DH got approved for Home Depot Card...called them today and it's a $500 TL...it's a start!!

Waiting on Target's response now....Couldn't have done any of it without this forum!!

Congratulations!!! I LOVE my Home Depot card! It's through Citi, and should you ever go over the limit, they don't charge you for it, or ding your credit. They're a bit picky about CLI's though, so if you're considering upping it, wait until you've established about 6 months of history with them, first. Otherwise they may just tell you your account's too new.

Hope you hear from Target soon!

Re: Home Depot

Platinum25 — Thu, 26 Jul 2007 12:22:21 GMT

Hmm....I had no problem with a CLI with HD. My initial limit was 4500, I asked for 6500 and got it as soon as I activated the card...paid on time for a couple months and they just sent me a letter in the mail saying they up'd it to 8500. I have no other cards with Citi nor have I ever, but I ain't complaining....I have a finished basement now!

Re: Home Depot

Anonymous — Thu, 26 Jul 2007 16:12:13 GMT

I want some flowers and stuff for the patio so I think when we get it we're gonna go do a tiny bit of shopping just so the card shows some activity. Keep it paid down 1-9% and then in October when we move and I have to buy a new washer/dryer we're going to ask for a CLI at that time to charge the appliances. I think it sounds like a pretty good plan Hopefully they will too lol

Re: Home Depot

chartley3 — Thu, 26 Jul 2007 16:34:07 GMT

Kims,

What was your DH scores and which CRA did they pull from?

Re: Home Depot

Anonymous — Thu, 26 Jul 2007 21:30:16 GMT

they pulled EX -644. With repo and foreclosure in the last 3 years and a couple of CA's.

Re: Home Depot

chartley3 — Thu, 26 Jul 2007 22:06:15 GMT

I just applied and got the need 7-10 days to review the request. Hopefully It gets approved.

Re: Home Depot

MercyMe — Thu, 26 Jul 2007 23:42:18 GMT

ChiTownTimmay wrote:
Hmm....I had no problem with a CLI with HD. My initial limit was 4500, I asked for 6500 and got it as soon as I activated the card...paid on time for a couple months and they just sent me a letter in the mail saying they up'd it to 8500. I have no other cards with Citi nor have I ever, but I ain't complaining....I have a finished basement now!

Hummm ... 4 figure Home Depot card? Good for you! What were your scores at the time you applied and what income did you claim? Any baddies on your reports? And was this a HD Consumer or a HD Expo? Congrats on the basement!

Re: Home Depot

MercyMe — Thu, 26 Jul 2007 23:44:31 GMT

kims wrote:
I want some flowers and stuff for the patio so I think when we get it we're gonna go do a tiny bit of shopping just so the card shows some activity. Keep it paid down 1-9% and then in October when we move and I have to buy a new washer/dryer we're going to ask for a CLI at that time to charge the appliances. I think it sounds like a pretty good plan Hopefully they will too lol

They will. Speaking of flowers, that 's the first thing I did when they upped my limit. I've got an atrium full of flowers just waiting to be planted. ;O) Roses, roses and more roses .... It's a good plan, Kims.

Re: Home Depot

MercyMe — Thu, 26 Jul 2007 23:46:15 GMT

Not to worry. They didn't approve me right away, either. I was really surprised when the card arrived. Good luck! And if at first you don't succeed, try, try again. I did.