topic Re: General CB question in General Credit Topics

General CB question

elixerin — Tue, 05 Nov 2019 08:08:11 GMT

was just wondering in everyones experience, which CB takes the longest or shortest to update you statement balance? FICO 8

gonna be pulling EXP soon and statement cuts the 6th for me

thanks

Re: General CB question

Anonymous — Tue, 05 Nov 2019 17:15:14 GMT

I'm pretty sure you ask a similar question just 2 days ago but in my experience Experian is always the first to update, followed by Equifax 2-3 days later, and TransUnion is always the last sometimes taking up to a week after an account reports to update.

Re: General CB question

ldkcivilservant — Tue, 05 Nov 2019 16:21:16 GMT

Agree with the above. TU always takes signifcantly longer.

Re: General CB question

calyx — Tue, 05 Nov 2019 17:01:21 GMT

Depends on the creditor/institution for me. All accounts report to all three Bs, but they update in different orders.

Re: General CB question

elixerin — Tue, 05 Nov 2019 19:08:57 GMT

hey thanks for the reply, indeed so. I figured i’d simplify the question and expand to the other 2 CB’s to get a good picture.

im using Wallethub which updates transunion daily so it’s good to know when that updates im safe to know other two CB’s have as well without actually seeing it