topic Re: No Alerts AT ALL from Equifax MyFICO this month?? in General Credit Topics

No Alerts AT ALL from Equifax MyFICO this month??

Anonymous — Mon, 25 Nov 2019 17:18:43 GMT

I haven't had any alerts at all this month from Equifax. TU and EX alerted throughout the month from changes in balances, etc. but NOTHING from Equifax since my report refresh the 28th of last month.

Anyone else experiencing this? It kind of baffles me since all my accounts report to all 3 bureaus.

Re: No Alerts AT ALL from Equifax MyFICO this month??

tooleman694 — Mon, 25 Nov 2019 17:28:49 GMT

Iv noticed it's slow sometimes. I'll run a report and I'll see a new account, couple days later the alert comes in.

Re: No Alerts AT ALL from Equifax MyFICO this month??

thornback — Mon, 25 Nov 2019 18:11:55 GMT

Ongoing issue... https://ficoforums.myfico.com/t5/myFICO-Product-Feedback/EQ-score-not-updating-in-almost-3mo/m-p/5643151

I get alerts, but no score updates with the alert (eventhough the score has changed). I won't get an updated score until my updated reports are pulled per my subscription. EX & TU update scores along with alerts as they should.

Re: No Alerts AT ALL from Equifax MyFICO this month??

Anonymous — Mon, 25 Nov 2019 18:41:51 GMT

So is it a MyFICO problem, an Equifax problem, or both??

Re: No Alerts AT ALL from Equifax MyFICO this month??

Anonymous — Mon, 25 Nov 2019 18:52:04 GMT

@Anonymous wrote:
So is it a MyFICO problem, an Equifax problem, or both??

Despite what the MyFICO folks will tell you, it's solidly their problem. I get alerts/score updates from a variety of paid and free subscriptions. MyFICO is the only service that is slow to report changes and, now, doesn't even to report anything regarding Equifax unless a new report is pulled.

I've said it time and time again, MyFICO is valuable if your looking for a variety of score flavors. If you're just looking for alerts, this is an expensive service with poor reliability.

Re: No Alerts AT ALL from Equifax MyFICO this month??

FireMedic1 — Mon, 25 Nov 2019 19:53:13 GMT

Been getting balance changes and such on all 3. Just did a monthly pull and a couple points gained. Nothing in between.

Re: No Alerts AT ALL from Equifax MyFICO this month??

Anonymous — Mon, 25 Nov 2019 23:02:51 GMT

You are not alone, I experienced that when I used MyFICO for credit monitoring. My score and file info would change, but MyFICO wouldn't report it... like, ever... unless I pulled a new report. Nowadays I monitor my EQ score via Experian's endless $1 week-long trials, which allows you to pull a new 3B report every time you renew. Highly recommend.

Re: No Alerts AT ALL from Equifax MyFICO this month??

Anonymous — Fri, 29 Nov 2019 04:07:07 GMT

Well my Equifax never updated until I got my new report today, and TU and Ex didn't have as many updates as previous months (even though the same accounts should be updating).

Also, my DH pulled his report today as well, and his EX did not pull a new report, so that one still says 11.9.19.

Obviously, it IS a MyFICO problem 😡😡

Re: No Alerts AT ALL from Equifax MyFICO this month??

Anonymous — Tue, 17 Dec 2019 17:19:10 GMT

Hello, my name is Jewel and I Manage a small Family owned Finance Company in Lakewood, Co. None of our Clients have updated on Equifax even though we received a receipt saying it was uploaded. Its an Equifax issue, which I am still waiting to find out why? Call in, will update you.

Re: No Alerts AT ALL from Equifax MyFICO this month??

thornback — Tue, 17 Dec 2019 23:26:01 GMT

Experian service is fantastic- but it doesn't offer the additional scores for all 3 like myFICO - and you get no FICO9s. That's the only downside and why I keep a myFICO membership for now despite its issues - I'm monitoring other scores.

@Anonymous wrote:
You are not alone, I experienced that when I used MyFICO for credit monitoring. My score and file info would change, but MyFICO wouldn't report it... like, ever... unless I pulled a new report. Nowadays I monitor my EQ score via Experian's endless $1 week-long trials, which allows you to pull a new 3B report every time you renew. Highly recommend.