topic Collection AGencies and Credit Reports in General Credit Topics

Collection AGencies and Credit Reports

Anonymous — Fri, 27 Jul 2007 03:08:18 GMT

Are collection agencies allowed to pull your credit report? I can understand if the original creditor of an account does so, but how is the collection agency authorized to do this?

Thanks

Re: Collection AGencies and Credit Reports

fused — Fri, 27 Jul 2007 05:23:05 GMT

essex wrote:
Are collection agencies allowed to pull your credit report? I can understand if the original creditor of an account does so, but how is the collection agency authorized to do this?

Thanks

Yes, they have PP (permissible permission). I know it stinks! Try reading this!

http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&thread.id=2654

Re: Collection AGencies and Credit Reports

Anonymous — Sat, 28 Jul 2007 05:14:06 GMT

i have a "30 days past due" on my credit report in one of my CC if i am able to talk to that creditor, is it possible to delete this record? i just want to have a clean no past due record but i missed on one of my card because i was on vacation and didnt have acces to internet to check for my statemt to know when was the due.I noticed my score has really affected with this factor and some other factors that brought down my score dramaticcally