topic Re: How much slower is TU? in General Credit Topics

How much slower is TU?

expatCanuck — Thu, 19 Dec 2019 19:21:12 GMT

My new Cap One card is showing in my EQ & EX reports, but not TU.

Anyone have a sense of how long TU might lag behind?

Re: How much slower is TU?

M_Smart007 — Thu, 19 Dec 2019 19:51:36 GMT

@expatCanuck wrote:
My new Cap One card is showing in my EQ & EX reports, but not TU.

Anyone have a sense of how long TU might lag behind?

@expatCanuck A Day or two .. usually

Re: How much slower is TU?

Nomad3 — Thu, 19 Dec 2019 21:40:10 GMT

Using credit karma for basic monitoring I generally get updates to EQ first, then a week later on the next update TU matches EQ. So at most 7 days in my experience

Re: How much slower is TU?

M_Smart007 — Thu, 19 Dec 2019 23:34:42 GMT

@Nomad3 wrote:
Using credit karma for basic monitoring I generally get updates to EQ first, then a week later on the next update TU matches EQ. So at most 7 days in my experience

keep in mind credit karma does not update everyday. I am using TU site directly. and normally see 2-3days.

Re: How much slower is TU?

mikesonthemend — Fri, 20 Dec 2019 03:47:42 GMT

3 or 4 from myfico, a few days later than that on free sites.

Re: How much slower is TU?

Trudy — Fri, 20 Dec 2019 18:05:26 GMT

@M_Smart007 wrote:
@Nomad3 wrote:
Using credit karma for basic monitoring I generally get updates to EQ first, then a week later on the next update TU matches EQ. So at most 7 days in my experience
keep in mind credit karma does not update everyday. I am using TU site directly. and normally see 2-3days.

Now when it actually shows up on MyFICO, if you have a subscription, who knows.

Re: How much slower is TU?

OmarGB9 — Sun, 22 Dec 2019 03:10:35 GMT

TU seems to lag at least a month behind for me...

Re: How much slower is TU?

Iusedtolurk — Sun, 22 Dec 2019 13:57:18 GMT

@expatCanuck wrote:
My new Cap One card is showing in my EQ & EX reports, but not TU.

Anyone have a sense of how long TU might lag behind?

It has been my experience that Experian updates the next day after statement cuts 95% of the time and Transunion and Equifax usually a few days later (3-5) 95% of the time. I have several places that I check and this is what I usually find.

Re: How much slower is TU?

Anonymous — Tue, 24 Dec 2019 19:25:53 GMT

@OmarGB9 wrote:
TU seems to lag at least a month behind for me...

TU was lagging so far behind me one time (on a change in my report that triggered 50-70 point gains in the other two bureaus), that I finally called in to ask about it. I think it was over a month and they just wouldn't update. Finally, TU updated. I do notice that they're usually the last to show a change.