Do Comenity Bank Store Cards Report Authorized Buyers/Authorized Users to CRA's ?

Anonymous — Tue, 07 Jan 2020 03:19:18 GMT

My brother added me as a authorized buyer on all his credit cards. It's been over 2 months since he has added me and the only cards that aren't showing up in my Credit Report are: Express (Comenity), Victoria Secret (Comenity), Meijer Credit Card (Comenity), and Grandin Road (Comenity). I also notice that Comenity does not ask for any social security information from the authorized buyer when adding that person to your account.

I read some posts in which users who were authorized buyers on someone else's Comenity account are being reported on their own credit reports. Is there a trick to get Comenity to report my authorized buyer accounts on my credit report?

Also how long would you guys recommend before requesting a Credit Limit Increase online? Is a hard pull conducted when this request is made? Is this the "Love" button people are referring to in their posts?

Thanks for the tips!

Re: Do Comenity Bank Store Cards Report Authorized Buyers/Authorized Users to CRA's ?

Anonymous — Wed, 08 Jan 2020 15:50:10 GMT

DW is an AU on my Williams Sonoma visa and it reports to her cr. I added her when I was approved and they never asked for her info. Our addresses and last names don't even match on our credit reports so I was baffled how they figured it out.

I've only tried the luv button once after I got my comenity cards and denied across the board with the reasoning of not enough use. I guess those purchases of less than $30 didn't warrant a higher limit to them but ymmv. It was sp's and cited a credit report they used to approve me originally.

topic Do Comenity Bank Store Cards Report Authorized Buyers/Authorized Users to CRA's ? in General Credit Topics

Do Comenity Bank Store Cards Report Authorized Buyers/Authorized Users to CRA's ?

Re: Do Comenity Bank Store Cards Report Authorized Buyers/Authorized Users to CRA's ?