topic Re: Credit Seeking note on credit report in General Credit Topics

Credit Seeking note on credit report

Anonymous — Mon, 06 Jan 2020 20:04:59 GMT

Greetings to the forum!!
Question,
While looking at my credit score on the Totalcheck (Experian) platform I noticed there is a note (Credot seeking) under "Things that harm your credit".
My question is, how long will that be noted there??
Thanks!

Re: Credit Seeking note on credit report

dragontears — Mon, 06 Jan 2020 20:19:08 GMT

Depending on your profile it could drop off the "list" of factors at any time if other factors move up the list (generally you get 2-4 factors that are effecting your score). Otherwise credit lines are not "new" after 2 years on most models.

Re: Credit Seeking note on credit report

Shooting-For-800 — Mon, 06 Jan 2020 21:41:27 GMT

Are you sure that is actually on your report and not just a note to you trying to explain your scores???

Re: Credit Seeking note on credit report

Anonymous — Tue, 07 Jan 2020 00:42:51 GMT

@Anonymous wrote:
Greetings to the forum!!
Question,
While looking at my credit score on the Totalcheck (Experian) platform I noticed there is a note (Credot seeking) under "Things that harm your credit".
My question is, how long will that be noted there??
Thanks!

How many credit inquiries have you had in the last 12 and 24 month periods?

The note is not on your credit report. It is created by the Experian CMS software based on an analysis of the number of inquiries you've had recently.

Re: Credit Seeking note on credit report

Remedios — Tue, 07 Jan 2020 01:18:23 GMT

I wouldn't know, I always have that one.

Re: Credit Seeking note on credit report

Anonymous — Tue, 07 Jan 2020 04:40:35 GMT

I have had 6 inquiries with 5 being approved

Re: Credit Seeking note on credit report

Nomad3 — Tue, 07 Jan 2020 15:53:43 GMT

^^ sounds like credit seeking to me

I have that note as well though, 2/12 and 3/24 on inqs

Re: Credit Seeking note on credit report

Anonymous — Wed, 08 Jan 2020 05:40:40 GMT

12 months from last inquiry, in other words, when you have no inquiries.

Now you can push it off sooner with other codes.