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    <title>topic 700 CLUB in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/700-CLUB/m-p/5907510#M292092</link>
    <description>&lt;P&gt;Started 18 months ago with low 400 scores across the board and found this forum. I put into practice the valuable information everyone here shares and started student loan rehab and paid off collections "some were pfd", got a 200 secured cap one.&lt;/P&gt;&lt;P&gt;I made some mistakes along the way and felt defeated at times but I kept reading that "it's a marathon not a sprint" Today Experian notified me that my score increased to 704.&lt;/P&gt;&lt;P&gt;Current cards:&lt;/P&gt;&lt;P&gt;Navy amex 21,000&lt;/P&gt;&lt;P&gt;Navy cash. 23,000&lt;/P&gt;&lt;P&gt;Amex Gold. Npsl&lt;/P&gt;&lt;P&gt;Amex Ed.&amp;nbsp; 3,000&lt;/P&gt;&lt;P&gt;Disco.&amp;nbsp; &amp;nbsp;1,000&lt;/P&gt;&lt;P&gt;Cap plat. 500&lt;/P&gt;&lt;P&gt;THANK YOU to everyone that shares their wisdom , because without all of you this would not be possible !&lt;/P&gt;</description>
    <pubDate>Thu, 06 Feb 2020 03:37:39 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2020-02-06T03:37:39Z</dc:date>
    <item>
      <title>700 CLUB</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/700-CLUB/m-p/5907510#M292092</link>
      <description>&lt;P&gt;Started 18 months ago with low 400 scores across the board and found this forum. I put into practice the valuable information everyone here shares and started student loan rehab and paid off collections "some were pfd", got a 200 secured cap one.&lt;/P&gt;&lt;P&gt;I made some mistakes along the way and felt defeated at times but I kept reading that "it's a marathon not a sprint" Today Experian notified me that my score increased to 704.&lt;/P&gt;&lt;P&gt;Current cards:&lt;/P&gt;&lt;P&gt;Navy amex 21,000&lt;/P&gt;&lt;P&gt;Navy cash. 23,000&lt;/P&gt;&lt;P&gt;Amex Gold. Npsl&lt;/P&gt;&lt;P&gt;Amex Ed.&amp;nbsp; 3,000&lt;/P&gt;&lt;P&gt;Disco.&amp;nbsp; &amp;nbsp;1,000&lt;/P&gt;&lt;P&gt;Cap plat. 500&lt;/P&gt;&lt;P&gt;THANK YOU to everyone that shares their wisdom , because without all of you this would not be possible !&lt;/P&gt;</description>
      <pubDate>Thu, 06 Feb 2020 03:37:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/700-CLUB/m-p/5907510#M292092</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-02-06T03:37:39Z</dc:date>
    </item>
    <item>
      <title>Re: 700 CLUB</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/700-CLUB/m-p/5907520#M292093</link>
      <description>&lt;P&gt;&lt;FONT face="tahoma,arial,helvetica,sans-serif" size="3" color="#000080"&gt;So happy for you - congratulations!!!&amp;nbsp; 700+ is such a milestone&amp;nbsp;&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&amp;nbsp; &amp;nbsp;&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 06 Feb 2020 03:41:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/700-CLUB/m-p/5907520#M292093</guid>
      <dc:creator>thornback</dc:creator>
      <dc:date>2020-02-06T03:41:03Z</dc:date>
    </item>
    <item>
      <title>Re: 700 CLUB</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/700-CLUB/m-p/5907527#M292094</link>
      <description>&lt;P&gt;Congratulations on your success!&lt;/P&gt;</description>
      <pubDate>Thu, 06 Feb 2020 03:44:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/700-CLUB/m-p/5907527#M292094</guid>
      <dc:creator>AllZero</dc:creator>
      <dc:date>2020-02-06T03:44:43Z</dc:date>
    </item>
    <item>
      <title>Re: 700 CLUB</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/700-CLUB/m-p/5907583#M292095</link>
      <description>&lt;P&gt;Congratulations! &amp;nbsp;It's great to see hard work paying off, right?&lt;/P&gt;</description>
      <pubDate>Thu, 06 Feb 2020 04:33:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/700-CLUB/m-p/5907583#M292095</guid>
      <dc:creator>2GreenThumbs</dc:creator>
      <dc:date>2020-02-06T04:33:32Z</dc:date>
    </item>
    <item>
      <title>Re: 700 CLUB</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/700-CLUB/m-p/5907592#M292096</link>
      <description>&lt;P&gt;That is an amazing accomplishment in 18 months! Congratulations and keep it up!&lt;/P&gt;</description>
      <pubDate>Thu, 06 Feb 2020 04:42:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/700-CLUB/m-p/5907592#M292096</guid>
      <dc:creator>KLEXH25</dc:creator>
      <dc:date>2020-02-06T04:42:09Z</dc:date>
    </item>
    <item>
      <title>Re: 700 CLUB</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/700-CLUB/m-p/5907831#M292106</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Started 18 months ago with low 400 scores across the board and found this forum. I put into practice the valuable information everyone here shares and started student loan rehab and paid off collections "some were pfd", got a 200 secured cap one.&lt;/P&gt;&lt;P&gt;I made some mistakes along the way and felt defeated at times but I kept reading that "it's a marathon not a sprint" Today Experian notified me that my score increased to 704.&lt;/P&gt;&lt;P&gt;Current cards:&lt;/P&gt;&lt;P&gt;Navy amex 21,000&lt;/P&gt;&lt;P&gt;Navy cash. 23,000&lt;/P&gt;&lt;P&gt;Amex Gold. Npsl&lt;/P&gt;&lt;P&gt;Amex Ed.&amp;nbsp; 3,000&lt;/P&gt;&lt;P&gt;Disco.&amp;nbsp; &amp;nbsp;1,000&lt;/P&gt;&lt;P&gt;Cap plat. 500&lt;/P&gt;&lt;P&gt;THANK YOU to everyone that shares their wisdom , because without all of you this would not be possible !&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Congratulations!🎉&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 06 Feb 2020 14:24:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/700-CLUB/m-p/5907831#M292106</guid>
      <dc:creator>newfossil</dc:creator>
      <dc:date>2020-02-06T14:24:21Z</dc:date>
    </item>
    <item>
      <title>Re: 700 CLUB</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/700-CLUB/m-p/5907842#M292107</link>
      <description>&lt;P&gt;Congratulations! Keep it up 👍&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 06 Feb 2020 14:32:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/700-CLUB/m-p/5907842#M292107</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-02-06T14:32:10Z</dc:date>
    </item>
    <item>
      <title>Re: 700 CLUB</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/700-CLUB/m-p/5908290#M292121</link>
      <description>&lt;P&gt;congrats!!&lt;/P&gt;&lt;P&gt;i was in the same boat back in october.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;my scores were in the 500s.&lt;/P&gt;&lt;P&gt;i started paying off collections and got the cap one platinum secured with $200 sl.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;it's improving but i want all 3 to be in the 700 club.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;hoping to be in your shoes by end of the year&lt;/P&gt;</description>
      <pubDate>Thu, 06 Feb 2020 20:48:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/700-CLUB/m-p/5908290#M292121</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-02-06T20:48:32Z</dc:date>
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