topic Re: Separate amounts in General Credit Topics

Separate amounts

DoctorCat — Sat, 29 Feb 2020 08:49:13 GMT

My credit report shows that I owe my university. But Equifax is reporting it at over 10,000 while Experian and Transunion are reporting it at 7 grand. What should I do and is there even anything that can be done?

Re: Separate amounts

Remedios — Sat, 29 Feb 2020 15:08:03 GMT

Hi and welcome to the forums, @DoctorCat

Which one is the correct one?

Re: Separate amounts

DoctorCat — Mon, 02 Mar 2020 05:15:42 GMT

So I have a few letters statements that say 10000 but I also have a letter when they intercepted my state income tax return that it was 5000. The original debt was 5000 but somehow i have seen the number 7000 and 10000.

Re: Separate amounts

Anonymous — Mon, 02 Mar 2020 06:36:45 GMT

How much did they take from your state income tax return? That might account for the discrepancy and maybe it hasn’t been updated yet how long ago did that occur?

Re: Separate amounts

DoctorCat — Mon, 02 Mar 2020 15:43:25 GMT

Only about 100 dollars. After thinking about it more could the 10000 be including collection agency fees while my school is still on reporting 5000 because they aren't including the collection agency fees? Im trynna save up money to offer a good amount for a pay to delete letter. If the collection agency is asking 10000 after all the fees they added what should I offer?

Re: Separate amounts

DoctorCat — Mon, 02 Mar 2020 15:44:33 GMT

Sorry but then that still doesnt explain the 7000. Sorry im typing as I think.

Re: Separate amounts

Anonymous — Mon, 02 Mar 2020 16:30:53 GMT

Just brainstorming. There’s probably others on here better qualified to recommend a percentage for PFD. I’m sure someone will chime in.