topic Re: Early Exlusion questions..EXPERIAN in General Credit Topics

Early Exlusion questions..EXPERIAN

Madyun1982 — Mon, 02 Mar 2020 20:06:50 GMT

Hello everyone,

Today I called Experian to do a EE

The representative stated it would be removed within 72hrs.. However some time goes by, and I get an alert that I opened a dispute..

Is this their new way of doing things?

I'm confused because I never asked to do an dispute.. Should I call them back or wait the 72hrs?

Thanks in advance

Re: Early Exlusion questions..EXPERIAN

M_Smart007 — Mon, 02 Mar 2020 20:09:34 GMT

@Madyun1982 wrote:
Hello everyone,
Today I called Experian to do a EE
The representative stated it would be removed within 72hrs.. However some time goes by, and I get an alert that I opened a dispute..
Is this their new way of doing things?
I'm confused because I never asked to do an dispute.. Should I call them back or wait the 72hrs?
Thanks in advance

I would wait the 72 hours and see what the outcome is. Sometimes calling back in complicates matters. MHO

Re: Early Exlusion questions..EXPERIAN

Madyun1982 — Mon, 02 Mar 2020 20:15:25 GMT

Thank you..

That's what I'll do.

Re: Early Exlusion questions..EXPERIAN

blindambition — Mon, 02 Mar 2020 20:29:48 GMT

+100

wait the 72 hours!! If you call back, ask for supervisor. I do believe another poster had this happen. It was removed properly.

Re: Early Exlusion questions..EXPERIAN

BamBam2000 — Mon, 02 Mar 2020 21:06:39 GMT

How far away were you from it dropping off? Mine drops off 6/10/2020 but they wouldn't remove it.

Re: Early Exlusion questions..EXPERIAN

Madyun1982 — Mon, 02 Mar 2020 21:18:25 GMT

It was due to fall off in July... He placed me on hold, and came back and said it would be removed. And I should see a change within 72hrs.. Maybe it depends on the Rep you get.. Hopefully it does fall off.. Even though it's paid.. I would like it off before I start house shopping. Transunion took it off straight away..

Re: Early Exlusion questions..EXPERIAN

BamBam2000 — Mon, 02 Mar 2020 21:23:25 GMT

What number did you call?

Re: Early Exlusion questions..EXPERIAN

Madyun1982 — Mon, 02 Mar 2020 22:08:00 GMT

I called +18772847942

And pressed 2 for general credit information.

Re: Early Exlusion questions..EXPERIAN

DaveInAZ — Mon, 02 Mar 2020 22:53:35 GMT

@Madyun1982 wrote:
It was due to fall off in July... He placed me on hold, and came back and said it would be removed. And I should see a change within 72hrs.. Maybe it depends on the Rep you get.. Hopefully it does fall off.. Even though it's paid.. I would like it off before I start house shopping. Transunion took it off straight away..

Hmmm, my BK falls off Sept. 23, my notes from the BK experts is that EX will remove 1-3 months early, looks like you may have success at 4 months. BTW, I'm told Equifax is the worst, will remove only 0-1 month early.

I'm going to try Transunion at the end of March, 6 months. Good luck! And yeah, you want the BK off your report before house hunting, should be a big jump in your score when it's off your report.

Re: Early Exlusion questions..EXPERIAN

Madyun1982 — Mon, 02 Mar 2020 23:06:48 GMT

UPDATE: Just got the alert.. They removed it. I went back and looked it was set to come off my report in October.. Don't know where I got June from. I'm thinking maybe because it was a paid student loan from 2004? IDK.. Anyway, goodluck to everyone that's trying to get things removed from their credit.

Re: Early Exlusion questions..EXPERIAN

M_Smart007 — Mon, 02 Mar 2020 23:14:38 GMT

@Madyun1982 wrote:
UPDATE: Just got the alert.. They removed it. I went back and looked it was set to come off my report in October.. Don't know where I got June from. I'm thinking maybe because it was a paid student loan from 2004? IDK.. Anyway, goodluck to everyone that's trying to get things removed from their credit.

Congratulations

Re: Early Exlusion questions..EXPERIAN

Anonymous — Mon, 02 Mar 2020 23:40:19 GMT

To answer the question in the original post, yes, EX does EE via the dispute department. It's not an actual dispute, but their system has them enter it that way. It's usually gone and reflected in your reports the next day. It's a little unnerving if you've already EE'd the account off of TU since they just up and remove it, but this is the way EX works it and it gets done.

OP, congrats on getting it cleared an extra month early. To the member looking to EE an account for June 10th, HUCA - hang up, call again. The rep you talked to may not know what's up. Call during a different shift to maximize your shot at getting a different rep. Since EX operates everything by the first of the month, a June deletion is eligible as of March 1.

Re: Early Exlusion questions..EXPERIAN

Anonymous — Tue, 03 Mar 2020 00:25:35 GMT

@Madyun1982 wrote:
UPDATE: Just got the alert.. They removed it. I went back and looked it was set to come off my report in October.. Don't know where I got June from. I'm thinking maybe because it was a paid student loan from 2004? IDK.. Anyway, goodluck to everyone that's trying to get things removed from their credit.

Thank you. I will be calling the number you provided tomorrow. My only collection on Experian is supposed to come off in August. Worth a shot.

Re: Early Exlusion questions..EXPERIAN

BamBam2000 — Tue, 03 Mar 2020 00:36:56 GMT

Congrats. I know it feels great.

Re: Early Exlusion questions..EXPERIAN

AllZero — Tue, 03 Mar 2020 00:59:25 GMT

Congratulations on your success!

Re: Early Exlusion questions..EXPERIAN

blindambition — Tue, 03 Mar 2020 01:04:54 GMT

@Madyun1982 wrote:
UPDATE: Just got the alert.. They removed it. I went back and looked it was set to come off my report in October.. Don't know where I got June from. I'm thinking maybe because it was a paid student loan from 2004? IDK.. Anyway, goodluck to everyone that's trying to get things removed from their credit.

I'm glad it was a successful removal. Quick too!! 👍🏻

Re: Early Exlusion questions..EXPERIAN

Madyun1982 — Tue, 03 Mar 2020 01:06:21 GMT

Thanks everyone

Yes it feels amazing! No more baddies.. And this wasn't my debt.. I cosigned for someone when I was young and naive back in 04..🗣NEVER AGAIN!

Re: Early Exlusion questions..EXPERIAN

Anonymous — Tue, 03 Mar 2020 13:50:11 GMT

@Madyun1982 wrote:
UPDATE: Just got the alert.. They removed it. I went back and looked it was set to come off my report in October.. Don't know where I got June from. I'm thinking maybe because it was a paid student loan from 2004? IDK.. Anyway, goodluck to everyone that's trying to get things removed from their credit.

Congratulations! 👍

Re: Early Exlusion questions..EXPERIAN

Anonymous — Tue, 03 Mar 2020 19:13:00 GMT

@Madyun1982 wrote:
UPDATE: Just got the alert.. They removed it. I went back and looked it was set to come off my report in October.. Don't know where I got June from. I'm thinking maybe because it was a paid student loan from 2004? IDK.. Anyway, goodluck to everyone that's trying to get things removed from their credit.

Thanks again to you I was successful in getting Experian to remove the only collection on my report earlier today, as well. 👍

Re: Early Exlusion questions..EXPERIAN

Madyun1982 — Fri, 06 Mar 2020 20:02:02 GMT

Just seeing this.. CONGRATULATIONS!!!! On your removal!