topic Strange Remark on Equifax in General Credit Topics

Strange Remark on Equifax

blindambition — Wed, 06 May 2020 18:08:13 GMT

Hey FICO fam,

I had a strange remark appear on Equifax today. Hasn't affected score, and wouldn't be considered negative. Wondering if I should contact DCU, or just leave it alone. Hoping it doesn't appear on TU and EX.

I applied for membership with DCU in March. I also opened a Visa Platinum. It had lowest rate of 10%. Automatically dropped to 8.50% with Fed lowering rates.

DCU added remark; Variable/Adjustable Rate

Never seen this before. What would you do?

Thanks for your opinions and comments.

Re: Strange Remark on Equifax

M_Smart007 — Wed, 06 May 2020 19:42:38 GMT

@blindambition wrote:
Hey FICO fam,
I had a strange remark appear on Equifax today. Hasn't affected score, and wouldn't be considered negative. Wondering if I should contact DCU, or just leave it alone. Hoping it doesn't appear on TU and EX.
I applied for membership with DCU in March. I also opened a Visa Platinum. It had lowest rate of 10%. Automatically dropped to 8.50% with Fed lowering rates.
DCU added remark; Variable/Adjustable Rate
Never seen this before. What would you do?
Thanks for your opinions and comments.

@blindambition, I thought they would add the remark "King Selfie"

In all seriousness, being that it is EQ and they can really screw up a good thing, I would not touch it.

I do not see "Variable/Adjustable Rate" as in any way shape or form a derog remark.

Take care my friend

Re: Strange Remark on Equifax

blindambition — Wed, 06 May 2020 20:04:21 GMT

@M_Smart007 wrote:
@blindambition wrote:
Hey FICO fam,
I had a strange remark appear on Equifax today. Hasn't affected score, and wouldn't be considered negative. Wondering if I should contact DCU, or just leave it alone. Hoping it doesn't appear on TU and EX.
I applied for membership with DCU in March. I also opened a Visa Platinum. It had lowest rate of 10%. Automatically dropped to 8.50% with Fed lowering rates.
DCU added remark; Variable/Adjustable Rate
Never seen this before. What would you do?
Thanks for your opinions and comments.
@blindambition, I thought they would add the remark "King Selfie"
In all seriousness, being that it is EQ and they can really screw up a good thing, I would not touch it.

I do not see "Variable/Adjustable Rate" as in any way shape or form a derog remark.

Take care my friend

Thanks @M_Smart007. That's what I was initially thinking as well. Their sometimes incompetence is legendary. Not looking to close on mortgage. Will cross that bridge if need arises.

Thanks again my friend. Hope all is well!!

Re: Strange Remark on Equifax

Anonymous — Sat, 09 May 2020 21:23:30 GMT

Hmm... never noticed that before. It obviously hasn't hurt anything so I would leave it alone.