topic Re: What credit bureau does AMEX pull? in General Credit Topics

What credit bureau does AMEX pull?

Anonymous — Mon, 11 May 2020 01:01:46 GMT

Hi,

I am looking forward to applying for an Amex card and would like to know what credit bureau do they pull.

My Scores:

TU: 676

EQ: 697

EX: 655

Thanks.

Re: What credit bureau does AMEX pull?

Anonymous — Mon, 11 May 2020 01:03:58 GMT

@Anonymous wrote:
Hi,

I am looking forward to applying for an Amex card and would like to know what credit bureau do they pull.

My Scores:
TU: 676
EQ: 697
EX: 655

Thanks.

Amex usually pulls Experian FICO 8 but its quite possible they can pull the other two bureaus.

Re: What credit bureau does AMEX pull?

CYBERSAM — Mon, 11 May 2020 01:05:07 GMT

EX was for me too.

Re: What credit bureau does AMEX pull?

Rebuild2019 — Mon, 11 May 2020 01:34:43 GMT

Pulled EX for me too.

Re: What credit bureau does AMEX pull?

Brian_Earl_Spilner — Mon, 11 May 2020 01:46:37 GMT

EX is the main they pull. They double pulled TU as well for me.

Re: What credit bureau does AMEX pull?

mrcraft — Mon, 11 May 2020 03:22:14 GMT

Amex pulled EX for me.

The nice thing about Amex is that subsequent cards are usually soft pulls. My second was a SP, and I want to get their Hilton card later in the year and it'll likely be a SP too.

Re: What credit bureau does AMEX pull?

M_Smart007 — Mon, 11 May 2020 15:04:50 GMT

Been with then since the 1980's , They only puled EX.

Re: What credit bureau does AMEX pull?

dynamicvb — Mon, 11 May 2020 22:55:34 GMT

Like others it's mostly EX but that depends on your state of residence. They have a prequal site so check that first before applying. I'm pretty sure my EX was around your score when I was approved. Any BK must be at least 5 years old and it will need to be gone before any increases if you are approved.