topic Will B of A mid-cycle update? Others? in General Credit Topics

Will B of A mid-cycle update? Others?

Anonymous — Wed, 20 May 2020 17:28:16 GMT

I really want to pay off a B of A CC and get it off my reports (starting to work on a refi). Is my memory that they won't do a mid-cycle update either on a pay to zero or a request correct?

I may also need to do some other dancing.

Does Chase still auto report mid-cycle when paid to zero?

Any way to get Citi to mid-cycle report?

AmEx?

Thanks.

Re: Will B of A mid-cycle update? Others?

Anonymous — Wed, 20 May 2020 20:08:56 GMT

Not sure on BoA and Citi but last I read, Chase will report a zero balance anytime it happens.

Re: Will B of A mid-cycle update? Others?

M_Smart007 — Wed, 20 May 2020 20:29:10 GMT

@Anonymous wrote:
I really want to pay off a B of A CC and get it off my reports (starting to work on a refi). Is my memory that they won't do a mid-cycle update either on a pay to zero or a request correct?

I may also need to do some other dancing.

Does Chase still auto report mid-cycle when paid to zero?

Any way to get Citi to mid-cycle report?
AmEx?

Thanks.

Probably only Chase (Automatically)

Discover if paid to ZERO and then you call.

I am not aware of any others that mid-cycle report.

Re: Will B of A mid-cycle update? Others?

Anonymous — Wed, 20 May 2020 21:26:53 GMT

Actually Disco has been happy to off-cycle report for me when I made a big paydown twice, and neither time was to zero.

Re: Will B of A mid-cycle update? Others?

TekkenQQ7 — Wed, 20 May 2020 23:03:31 GMT

call and explain they may help you. happy dancing