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    <title>topic Re: I am so confused can anyone Help?? in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-am-so-confused-can-anyone-Help/m-p/41171#M29852</link>
    <description>&lt;DIV&gt;I thought about that but wouldnt I get a score watch saying accounts that have been inactive for 3 months or more are now active? oh well i guess it will just have to wait out some more there really isnt any way to get my score to go up at this point i dont have any good credit to offset it anyways&lt;/DIV&gt;</description>
    <pubDate>Mon, 30 Jul 2007 20:02:10 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2007-07-30T20:02:10Z</dc:date>
    <item>
      <title>I am so confused can anyone Help??</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-am-so-confused-can-anyone-Help/m-p/40691#M29561</link>
      <description>&lt;DIV&gt;My EQ score just went down 28 points and I dont know why... I didnt get any alerts from a change in any accounts and I dont have any kinds of open credit that could be reporting as late.... I paid off all my collections so everything has a 0 balance now.. Why could my score be dropping with nothing new on it and no new late payments??&lt;/DIV&gt;</description>
      <pubDate>Sun, 29 Jul 2007 20:27:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-am-so-confused-can-anyone-Help/m-p/40691#M29561</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-07-29T20:27:08Z</dc:date>
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    <item>
      <title>Re: I am so confused can anyone Help??</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-am-so-confused-can-anyone-Help/m-p/40825#M29636</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;Probobly paying the collections without PFD.&lt;/DIV&gt;&lt;DIV&gt;The CA's are now newer causing the score to drop.&lt;BR /&gt;&lt;/DIV&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;whitewitch23 wrote:&lt;BR /&gt;&lt;DIV&gt;My EQ score just went down 28 points and I dont know why... I didnt get any alerts from a change in any accounts and I dont have any kinds of open credit that could be reporting as late.... I paid off all my collections so everything has a 0 balance now.. Why could my score be dropping with nothing new on it and no new late payments??&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Mon, 30 Jul 2007 03:27:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-am-so-confused-can-anyone-Help/m-p/40825#M29636</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-07-30T03:27:09Z</dc:date>
    </item>
    <item>
      <title>Re: I am so confused can anyone Help??</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-am-so-confused-can-anyone-Help/m-p/41171#M29852</link>
      <description>&lt;DIV&gt;I thought about that but wouldnt I get a score watch saying accounts that have been inactive for 3 months or more are now active? oh well i guess it will just have to wait out some more there really isnt any way to get my score to go up at this point i dont have any good credit to offset it anyways&lt;/DIV&gt;</description>
      <pubDate>Mon, 30 Jul 2007 20:02:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-am-so-confused-can-anyone-Help/m-p/41171#M29852</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-07-30T20:02:10Z</dc:date>
    </item>
    <item>
      <title>Re: I am so confused can anyone Help??</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-am-so-confused-can-anyone-Help/m-p/41438#M29969</link>
      <description>&lt;DIV&gt;I have yet to have SW alert anything on CA's.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;</description>
      <pubDate>Tue, 31 Jul 2007 04:15:45 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-am-so-confused-can-anyone-Help/m-p/41438#M29969</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-07-31T04:15:45Z</dc:date>
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