topic Re: MY Amex BCP is only reporting for my AU in General Credit Topics

MY Amex BCP is only reporting for my AU

Jordan23ww — Wed, 17 Jun 2020 14:10:00 GMT

So I applied for the Amex Blue Cash Preferred the first week in April 2020. It was my first Amex card. As you'd expect I was truly excited and also eager for it to hit my credit profile. So after a month went by it wasn't added. Upon research on here I learned Amex normally doesn't show up until after the 2nd statement. That was cool with me. So after I got my 2nd statement I kept waiting for my new Amex to show up on my credit report. Just days after the closing date I was checking my wife's credit profile, who I added as an authorized user, and saw my Amex card was added. So I kept thinking any day now for me. So far though it has been over 2 weeks. I am now very surprised. I have several ways I monitor my credit such as MyFico, Credit Karma, Nerd Wallet just to name a few. I know that in time it will show up, just found this a bit strange. I've added my wife as AU on all my cards. I have never had a card show up for an AU before with such a wide gap with it showing up for me too!

Re: MY Amex BCP is only reporting for my AU

simplynoir — Wed, 17 Jun 2020 14:19:02 GMT

This thread here might interest you. There have been some people reporting they are not getting timely updates to their scores/balances to the bureaus with AMEX. I think that and the fact your account is new is making it take longer than expected to show up as a result

Re: MY Amex BCP is only reporting for my AU

Jordan23ww — Wed, 17 Jun 2020 19:11:10 GMT

@simplynoir wrote:
This thread here might interest you. There have been some people reporting they are not getting timely updates to their scores/balances to the bureaus with AMEX. I think that and the fact your account is new is making it take longer than expected to show up as a result

Thank you! I appreciate the link and info!

Re: MY Amex BCP is only reporting for my AU

K-in-Boston — Wed, 17 Jun 2020 19:32:00 GMT

In addition, initial AU reporting can often follow a different timeline (and will in fact show the date they were added to the account as the open date).

Re: MY Amex BCP is only reporting for my AU

Jordan23ww — Fri, 19 Jun 2020 15:30:34 GMT

@Jordan23ww wrote:
So I applied for the Amex Blue Cash Preferred the first week in April 2020. It was my first Amex card. As you'd expect I was truly excited and also eager for it to hit my credit profile. So after a month went by it wasn't added. Upon research on here I learned Amex normally doesn't show up until after the 2nd statement. That was cool with me. So after I got my 2nd statement I kept waiting for my new Amex to show up on my credit report. Just days after the closing date I was checking my wife's credit profile, who I added as an authorized user, and saw my Amex card was added. So I kept thinking any day now for me. So far though it has been over 2 weeks. I am now very surprised. I have several ways I monitor my credit such as MyFico, Credit Karma, Nerd Wallet just to name a few. I know that in time it will show up, just found this a bit strange. I've added my wife as AU on all my cards. I have never had a card show up for an AU before with such a wide gap with it showing up for me too!

Woke up this morning to Credit Karma now showing my Amex BCP has been added!😃 I checked MyFICO and it still isn't on there but I'm ok with that. It's officially on my TransUnion and Equifax profiles. Still not on Experian yet but it's only a matter of time!

Re: MY Amex BCP is only reporting for my AU

Jordan23ww — Fri, 19 Jun 2020 15:37:36 GMT

@K-in-Boston wrote:
In addition, initial AU reporting can often follow a different timeline (and will in fact show the date they were added to the account as the open date).

Thank you for this info!

Re: MY Amex BCP is only reporting for my AU

Jordan23ww — Fri, 19 Jun 2020 18:28:51 GMT

@Jordan23ww wrote:
@Jordan23ww wrote:
So I applied for the Amex Blue Cash Preferred the first week in April 2020. It was my first Amex card. As you'd expect I was truly excited and also eager for it to hit my credit profile. So after a month went by it wasn't added. Upon research on here I learned Amex normally doesn't show up until after the 2nd statement. That was cool with me. So after I got my 2nd statement I kept waiting for my new Amex to show up on my credit report. Just days after the closing date I was checking my wife's credit profile, who I added as an authorized user, and saw my Amex card was added. So I kept thinking any day now for me. So far though it has been over 2 weeks. I am now very surprised. I have several ways I monitor my credit such as MyFico, Credit Karma, Nerd Wallet just to name a few. I know that in time it will show up, just found this a bit strange. I've added my wife as AU on all my cards. I have never had a card show up for an AU before with such a wide gap with it showing up for me too!
Woke up this morning to Credit Karma now showing my Amex BCP has been added!😃 I checked MyFICO and it still isn't on there but I'm ok with that. It's officially on my TransUnion and Equifax profiles. Still not on Experian yet but it's only a matter of time!

Now MyFico has added my Amex BCP to Equifax and Transunion!