https://ficoforums.myfico.com/t5/General-Credit-Topics/Explain-to-me-pending-transactions/m-p/6081626#M300006 <P>Pending transactions are either preauthorized transactions which confirm funds are on card. They are Also actual transactions not completed. Transactions usually complete to posted within a few days. Slow posts happen by vendor, as well as card issuer.</P> Tue, 14 Jul 2020 17:59:04 GMT blindambition 2020-07-14T17:59:04Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Explain-to-me-pending-transactions/m-p/6081606#M300005 <P>Please explain the reason/logic for “pending transactions.”</P><P>&nbsp;</P><P>Is the 'pending' part from the vendor- &nbsp;let's say Home Depot?</P><P>Does HomeDepot hold all of its card payment transactions and &nbsp;then transmits/requests on only certain days of the week?</P><P><SPAN><BR />Or&nbsp;</SPAN><SPAN>is the pending due to the amount being released by the credit card company &nbsp;(say Capital One) to HomeDepot's bank?</SPAN></P><P>&nbsp;</P><P class="lia-align-left"><SPAN>I know this may get more technical but thought I get some insight here.</SPAN></P> Tue, 14 Jul 2020 17:42:07 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Explain-to-me-pending-transactions/m-p/6081606#M300005 NoMoreE46 2020-07-14T17:42:07Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Explain-to-me-pending-transactions/m-p/6081626#M300006 <P>Pending transactions are either preauthorized transactions which confirm funds are on card. They are Also actual transactions not completed. Transactions usually complete to posted within a few days. Slow posts happen by vendor, as well as card issuer.</P> Tue, 14 Jul 2020 17:59:04 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Explain-to-me-pending-transactions/m-p/6081626#M300006 blindambition 2020-07-14T17:59:04Z