topic Re: Experian deleted SSN? in General Credit Topics

Experian deleted SSN?

yourficouser — Sun, 06 Sep 2020 19:04:21 GMT

Thanks in advance for your help! I did see some topics about this from many years ago, but nothing recent.

I disputed some incorrect name variations, and it looks like somehow correct Social Security Number was deleted in the process.

Should I start another dispute to add back the Social Security Number?

Any other suggestions? Is this a big deal?

Thank you!

Re: Experian deleted SSN?

blindambition — Sun, 06 Sep 2020 20:08:33 GMT

Call and ask for a supervisor. I had this happen once. I had to send ID and SS card because rep messed up. Major things on reports, I ALWAYS ask for supervisor. Don't dispute!!

Re: Experian deleted SSN?

M_Smart007 — Sun, 06 Sep 2020 22:04:34 GMT

I would go with @blindambition's advice ... it is very solid

Re: Experian deleted SSN?

blindambition — Sun, 06 Sep 2020 22:19:38 GMT

@M_Smart007 wrote:
I would go with @blindambition's advice ... it is very solid

@M_Smart007 When you're just a number, that number better be right. 😂

Re: Experian deleted SSN?

yourficouser — Sun, 06 Sep 2020 23:43:45 GMT

Thanks for your help!

I guess I was a little confused as the past replies to a similar issue (dispute incorrect name spelling and SSN ended up getting deleted with Experian) seemed to imply this was nothing to worry about. For example,

https://ficoforums.myfico.com/t5/General-Credit-Topics/YIKES-Did-Experian-really-just-delete-my-SSN/td-p/4603979/page/2

"So I called them today & the CSR basically said that any time you get anything tied to the SSN deleted/changed(like a name variation), it will automatically add the outcome that your SSN was deleted. Confusing if you don't know beforehand it's going to happen. Anyways, they said everything is fine & I shouldn't be worried."

https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Experian-Screwed-Up-Big-Time/td-p/5823965

"SS # is actually number 6 for ID in a credit report, name and address are primary, they can fine you with just these 2. I would not even worry about this it will be re-reported by your creditors."

Thanks!

Re: Experian deleted SSN?

M_Smart007 — Sun, 06 Sep 2020 23:47:20 GMT

@yourficouser, Glad you got it all starightened out

Re: Experian deleted SSN?

yourficouser — Mon, 07 Sep 2020 00:18:00 GMT

Thanks, but I'm still confused.

Do I need to call and ask for a supervisor as per blindambition's reply and make sure that the SSN gets readded?

Or not do much at all as per the prior posts that I referenced, that said it isn't a big deal with Experian?

Thanks!

Re: Experian deleted SSN?

Anonymous — Mon, 07 Sep 2020 05:29:46 GMT

From my understanding the primary Social Security number is not shown and if you see any, those are typically additional or variations; that’s what I was told once by a CSR, but that does not make it true, lol.

Re: Experian deleted SSN?

Credit4Growth — Mon, 07 Sep 2020 07:55:23 GMT

@blindambition wrote:
@M_Smart007 wrote:
I would go with @blindambition's advice ... it is very solid
@M_Smart007When you're just a number, that number better be right. 😂

BOOM! That is dead on correct advice if I ever received any! +1M

Re: Experian deleted SSN?

Credit4Growth — Mon, 07 Sep 2020 07:56:37 GMT

@yourficouser wrote:
Thanks for your help!

I guess I was a little confused as the past replies to a similar issue (dispute incorrect name spelling and SSN ended up getting deleted with Experian) seemed to imply this was nothing to worry about. For example,

https://ficoforums.myfico.com/t5/General-Credit-Topics/YIKES-Did-Experian-really-just-delete-my-SSN/td-p/4603979/page/2

"So I called them today & the CSR basically said that any time you get anything tied to the SSN deleted/changed(like a name variation), it will automatically add the outcome that your SSN was deleted. Confusing if you don't know beforehand it's going to happen. Anyways, they said everything is fine & I shouldn't be worried."

https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Experian-Screwed-Up-Big-Time/td-p/5823965

"SS # is actually number 6 for ID in a credit report, name and address are primary, they can fine you with just these 2. I would not even worry about this it will be re-reported by your creditors."

Thanks!

It is true that I will be re-reported by creditors.

Re: Experian deleted SSN?

yourficouser — Mon, 07 Sep 2020 16:29:46 GMT

@Credit4Growth wrote:
@yourficouser wrote:
Thanks for your help!

I guess I was a little confused as the past replies to a similar issue (dispute incorrect name spelling and SSN ended up getting deleted with Experian) seemed to imply this was nothing to worry about. For example,

https://ficoforums.myfico.com/t5/General-Credit-Topics/YIKES-Did-Experian-really-just-delete-my-SSN/td-p/4603979/page/2

"So I called them today & the CSR basically said that any time you get anything tied to the SSN deleted/changed(like a name variation), it will automatically add the outcome that your SSN was deleted. Confusing if you don't know beforehand it's going to happen. Anyways, they said everything is fine & I shouldn't be worried."

https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Experian-Screwed-Up-Big-Time/td-p/5823965

"SS # is actually number 6 for ID in a credit report, name and address are primary, they can fine you with just these 2. I would not even worry about this it will be re-reported by your creditors."

Thanks!
It is true that I will be re-reported by creditors.

I see, thank you. How long should it take? It has been >2 months and SSN hasn't popped back up yet on the Experian credit report

Thanks!