https://ficoforums.myfico.com/t5/General-Credit-Topics/Collection-Timeshare/m-p/6129352#M302406 <P>So I made the mistake of buying a timeshare over 15 years ago with Westgate Blue Tree. I still owe money on the mortgage for it. I have not done anything with it in over 10 years. I haven't paid any maintenance fees either. There's been a collection on my credit report from Pinnacle Recovery for years. I think it's for maintenance fees. I have had zero communication with Pinnacle in years. If I settle it, what happens to the mortgage? Will they have me back on the hook for it? Does anyone have any experience with this? I just want out from the whole thing.&nbsp;</P> Tue, 08 Sep 2020 22:09:13 GMT Anonymous 2020-09-08T22:09:13Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Collection-Timeshare/m-p/6129352#M302406 <P>So I made the mistake of buying a timeshare over 15 years ago with Westgate Blue Tree. I still owe money on the mortgage for it. I have not done anything with it in over 10 years. I haven't paid any maintenance fees either. There's been a collection on my credit report from Pinnacle Recovery for years. I think it's for maintenance fees. I have had zero communication with Pinnacle in years. If I settle it, what happens to the mortgage? Will they have me back on the hook for it? Does anyone have any experience with this? I just want out from the whole thing.&nbsp;</P> Tue, 08 Sep 2020 22:09:13 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Collection-Timeshare/m-p/6129352#M302406 Anonymous 2020-09-08T22:09:13Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Collection-Timeshare/m-p/6129607#M302411 In my opinion, what do you need to do is leave the thing alone and allow it to age off your credit report.<BR /><BR />it’s past the statute of limitations most likely for the mortgage and maintenance fees. the best thing you can do is leave it alone.<BR /><BR />Pull your annualcreditreport.com reports to find out when it drops off. Jmho. Wed, 09 Sep 2020 02:18:24 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Collection-Timeshare/m-p/6129607#M302411 Anonymous 2020-09-09T02:18:24Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Collection-Timeshare/m-p/6129615#M302412 <P><A href="https://www.annualcreditreport.com" target="_blank">AnnualCreditReport</A>. Free weekly 3 bureau online reports through April 2021.</P> Wed, 09 Sep 2020 02:28:07 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Collection-Timeshare/m-p/6129615#M302412 AllZero 2020-09-09T02:28:07Z