topic Re: Credit Scores Update! in General Credit Topics

Credit Scores Update!

Neches7 — Tue, 29 Sep 2020 16:16:33 GMT

Hi everyone, It's been a couple months since I made a post regarding My rebuild. My numbers went from a Low 620-652, New Scores.

Ex: 689

Eq: 698

Tr: 691

TBH I'm amazed at how much they come up just by paying off a furniture loan and correcting missed payments on a old account. I've had 1 charge off have that done with, 3 CreditCards My Goal is 700 so I'm close. Within 2 Months this is my new Progress, So for others I say stick to it You can fix things with time.

Re: Credit Scores Update!

M_Smart007 — Tue, 29 Sep 2020 16:48:35 GMT

Congrats on your hard work, It is paying off!

Re: Credit Scores Update!

Anonymous — Tue, 29 Sep 2020 17:32:38 GMT

great work!

that's a good jump for a few months...should be at 700 soon

congrats!

Re: Credit Scores Update!

AllZero — Tue, 29 Sep 2020 18:05:27 GMT

Congratulations on your success!

Re: Credit Scores Update!

Credit4Growth — Tue, 29 Sep 2020 18:12:04 GMT

... within 2 months...

That is awesome progress, congrats and continue the positive trend👍

Good luck wishes throughout your journey!

Re: Credit Scores Update!

Neches7 — Tue, 29 Sep 2020 18:24:49 GMT

Yes it is a big jump, I've applied for 3 CC's that gave a little boost. I've called the company I had the lates with felt like a million times asked them if they could remove the late payments was shut down. Then call back sometimes same day but every day I called they eventually agreed, updated it with paid as agreed with no lates. I paid the money I owed didn't settle, was 120 days late That was the big jump removing those.

Re: Credit Scores Update!

Credit4Growth — Tue, 29 Sep 2020 18:26:41 GMT

That is persistence exemplified!

Re: Credit Scores Update!

Neches7 — Tue, 29 Sep 2020 18:37:11 GMT

Yes I kept at it.. I was just about to the point of just letting time go until they fell off. But I gave a few more and I guess I was annoying them It's better than waiting years.

Re: Credit Scores Update!

Trudy — Tue, 29 Sep 2020 20:55:16 GMT

Congratulations! You're doing it! Keep it up and you'll be there in no time.

Re: Credit Scores Update!

Mr_Mojo_Risin — Tue, 29 Sep 2020 21:17:14 GMT

@Neches7 wrote:
Hi everyone, It's been a couple months since I made a post regarding My rebuild. My numbers went from a Low 620-652, New Scores.

Ex: 689
Eq: 698
Tr: 691
TBH I'm amazed at how much they come up just by paying off a furniture loan and correcting missed payments on a old account. I've had 1 charge off have that done with, 3 CreditCards My Goal is 700 so I'm close. Within 2 Months this is my new Progress, So for others I say stick to it You can fix things with time.

That's a nice jump in 2 months!!

Coming up on those 7's real soon!

Congratulations!

Re: Credit Scores Update!

Mr_Mojo_Risin — Tue, 29 Sep 2020 21:19:54 GMT

@M_Smart007 wrote:
Congrats on your hard work, It is paying off!

Just noticed the Epic! Congrats!

Re: Credit Scores Update!

coreysw12 — Tue, 29 Sep 2020 21:59:35 GMT

Congrats! Stick with it and you'll hit 700 in no time. I was stuck hoevering around high-600's for mooooonths (felt like a lifetime) but as soon as I paid down some of my balances it started finally breaking into the 700's. I did Discover Pre-qual today and was happy to see that the denial letter said my score was 701