topic Re: Google financing in General Credit Topics

Google financing

razzy116 — Thu, 01 Oct 2020 01:59:46 GMT

Does any one have google financing, would like to get some input. Thank you and be safe.

Re: Google financing

chiefone4u — Thu, 01 Oct 2020 02:08:38 GMT

@razzy116 wrote:
Does any one have google financing, would like to get some input. Thank you and be safe.

Which form of Google Financing are you asking about?

The Google store offers Google Financing through Synchrony -- I have no personal experience with this one.

Google also has their own Financing also called Google Financing for the Financing of phones from their "Fi" cellular phone service. <- This I have. Was a hard pull on Experian, tradeline is not reporting so far (2 bills paid, third statement cuts next week).

Re: Google financing

M_Smart007 — Thu, 01 Oct 2020 02:28:24 GMT

OP, need to be more specific on what Google financing?

Re: Google financing

Jnbmom — Thu, 01 Oct 2020 02:50:23 GMT

@M_Smart007 wrote:
OP, need to be more specific on what Google financing?

Or use the handy search feature................................................

Re: Google financing

chiefone4u — Thu, 01 Oct 2020 02:58:49 GMT

That would be tooooooo easy @Jnbmom 😉

Re: Google financing

Loquat — Thu, 01 Oct 2020 03:04:41 GMT

@razzy116 What is it exactly that you're wanting to know?

Re: Google financing

razzy116 — Thu, 01 Oct 2020 13:50:37 GMT

Google own financing for there phones and wireless service.

Re: Google financing

chiefone4u — Thu, 01 Oct 2020 14:36:00 GMT

My experience with opening Google Fi https://ficoforums.myfico.com/t5/SmorgasBoard/Google-Fi/td-p/6105350

Last post in thread (as of a few minutes ago) has a FAQ link.

Hope this helps @razzy116

Re: Google financing

razzy116 — Mon, 26 Oct 2020 03:04:44 GMT

If i get google financeing and want to upgrade to a new phone at the end of my finance will i be able to upgrade to a newer phone?

Re: Google financing

razzy116 — Mon, 26 Oct 2020 15:12:50 GMT

Does Google Fi finance show up in the credit report? Thank you and be safe.

Re: Google financing

sxa001 — Mon, 26 Oct 2020 15:59:42 GMT

@razzy116 wrote:
If i get google financeing and want to upgrade to a new phone at the end of my finance will i be able to upgrade to a newer phone?

Looks like they work like most carriers and let you trade in your phone if you want to, if you owe anything on it you will have to pay that off before you trade it in (https://support.google.com/fi/answer/7535199?hl=en&ref_topic=4596407).

Re: Google financing

DaveInAZ — Mon, 26 Oct 2020 16:20:21 GMT

@razzy116 wrote:
If i get google financeing and want to upgrade to a new phone at the end of my finance will i be able to upgrade to a newer phone?

As I understand it, if you buy a phone from the Google store, no special upgrade price. But I'm looking at this Google Fi offer: $9 /mo., $15/mo. w/device protection, for a Pixel 4a with upgrade in 2 years. Plus a Google Fi cellular plan starting at $20/mo. unlimited calls & text + $10/GB for data. I don't need the data, I have T-Mobile 4G home internet with a mobile hotspot I can carry when I travel.

I've actually been getting by with Tracfone pre-paid for some time now, I'm not a big talker and when I do want a long conversation with a friend or calling a company with expected long wait time I use Google Voice for a free call. But a new phone every 2 years would be nice, I've been getting by with an LG G5 I bought used on eBay a couple years ago, it's been a good phone but the battery life sucks.

Re: Google financing

DaveInAZ — Mon, 26 Oct 2020 17:05:59 GMT

@chiefone4u wrote:
My experience with opening Google Fi https://ficoforums.myfico.com/t5/SmorgasBoard/Google-Fi/td-p/6105350

Last post in thread (as of a few minutes ago) has a FAQ link.

Hope this helps @razzy116

Helped me, thanks for the usefull info. Really debating signing up for Google Fi with the $9/mo. for a Pixel 4a w/upgrade in 2 years. But probably not right now, I'm paid up on Tracfone through Feb., so maybe then.

Re: Google financing

chiefone4u — Mon, 26 Oct 2020 18:14:12 GMT

@razzy116 wrote:
Does Google Fi finance show up in the credit report? Thank you and be safe.

@razzy116 as of today the credit line extended by Google to finance the phone for Google Fi has not reported on any of the big three CRA's. I don't monitor the smaller, lesser known cra's so it might report on one of them.

Re: Google financing

razzy116 — Tue, 27 Oct 2020 01:36:44 GMT

I got an alert on MyFico on 10/26/20 that there was an inquire on experien for FI Finance, so i guess it does show up on the credit report.

Re: Google financing

razzy116 — Wed, 28 Oct 2020 01:18:16 GMT

I got approved for the google fi when i got the inquiry in experien myfico report it says installment loan but i dont know the amount of the loan. I bought the phone and phone plan through Google FI.

Re: Google financing

ccquest — Wed, 28 Oct 2020 02:58:43 GMT

All hard pulls will show up on your credit report, it's just whether the account itself will or not and that's what is reported to be hidden.