https://ficoforums.myfico.com/t5/General-Credit-Topics/iPhone-Upgrade-Program-and-Mortgage-ReFi/m-p/6177080#M304845 <P>I would not take any chances, if going for a Mortgage refi.</P><P>Would wait until the deal is sealed. JMO</P> Tue, 03 Nov 2020 23:58:23 GMT M_Smart007 2020-11-03T23:58:23Z https://ficoforums.myfico.com/t5/General-Credit-Topics/iPhone-Upgrade-Program-and-Mortgage-ReFi/m-p/6176143#M304803 <P>So the time has come to upgrade our previous generation iPhones to the latest and greatest models. However we are in the middle of a mortgage ReFi (with a possible close in December), so we are pretty hesitant about pulling the trigger especially with the possibility of doing a HP when doing another IUP with Citizens One. I read that after the initial HP, all the other upgrades are SPs. Is that usually the case, or do they do another HPs as well?</P><P>&nbsp;</P> Mon, 02 Nov 2020 20:51:30 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/iPhone-Upgrade-Program-and-Mortgage-ReFi/m-p/6176143#M304803 Smooth_J 2020-11-02T20:51:30Z https://ficoforums.myfico.com/t5/General-Credit-Topics/iPhone-Upgrade-Program-and-Mortgage-ReFi/m-p/6177080#M304845 <P>I would not take any chances, if going for a Mortgage refi.</P><P>Would wait until the deal is sealed. JMO</P> Tue, 03 Nov 2020 23:58:23 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/iPhone-Upgrade-Program-and-Mortgage-ReFi/m-p/6177080#M304845 M_Smart007 2020-11-03T23:58:23Z