topic Re: Biggest app spree you've done or seen in General Credit Topics

Biggest app spree you've done or seen

AverageJoesCredit — Sun, 08 Nov 2020 14:31:58 GMT

Seeing a recent approval in the Approvals section that generated 9 approvals in 2 weeks, i was stunned to see that many cards applied for and approved in such a short period of time. Especially in the current credit environment where lenders are hawkeshly watching ones report.

Just curious as to whats biggest spree you may have seen or done. I may have apped 2 or 3 cards at once, honestly dont remember but this was also way pre Covid. I do remember a poster who wanted to app like 30 cards or something like that lol.

Re: Biggest app spree you've done or seen

Brian_Earl_Spilner — Sun, 08 Nov 2020 14:38:27 GMT

I did 5 or 6 during covid and was approved for all of them

Re: Biggest app spree you've done or seen

coldfusion — Sun, 08 Nov 2020 15:36:52 GMT

I was never one for sprees, instead preferring to space them out so that I could easily meet SUBs via normal organic spend.

I don't remember applying for more than 2 cards in a day. Off the top of my head I don't think I picked up more than 3 in any given 2 week interval, but from early 2017-early 2019 I was averaging 1 new card about every 2 weeks.

Re: Biggest app spree you've done or seen

NoHardLimits — Sun, 08 Nov 2020 16:48:20 GMT

@coldfusion wrote:
I was never one for sprees, instead preferring to space them out so that I could easily meet SUBs via normal organic spend.

I don't remember applying for more than 2 cards in a day. Off the top of my head I don't think I picked up more than 3 in any given 2 week interval, but from early 2017-early 2019 I was averaging 1 new card about every 2 weeks.

This is my approach as well. The most I ever applied for was 6 cards in one year (2016-2017).

Re: Biggest app spree you've done or seen

M_Smart007 — Sun, 15 Nov 2020 23:13:45 GMT

edited to remove image ....

Re: Biggest app spree you've done or seen

M_Smart007 — Sun, 08 Nov 2020 16:55:49 GMT

@NoHardLimits wrote:
@coldfusion wrote:
I was never one for sprees, instead preferring to space them out so that I could easily meet SUBs via normal organic spend.

I don't remember applying for more than 2 cards in a day. Off the top of my head I don't think I picked up more than 3 in any given 2 week interval, but from early 2017-early 2019 I was averaging 1 new card about every 2 weeks.

This is my approach as well. The most I ever applied for was 6 cards in one year (2016-2017).

I applied for 6 cards in one day, was not approved for them all, but i think 4 or so.

Re: Biggest app spree you've done or seen

Kforce — Sun, 08 Nov 2020 16:57:26 GMT

@coldfusion wrote:
I was never one for sprees, instead preferring to space them out so that I could easily meet SUBs via normal organic spend.
I don't remember applying for more than 2 cards in a --~~day.~~ ( year ) Off the top of my head I don't think I picked up more than 3 in any given --~~2 week-~~ ( 5 year ) interval

Re: Biggest app spree you've done or seen

Jcbotero — Sun, 08 Nov 2020 20:16:00 GMT

With a 2 year bankruptcy I recently when on a "spree" over 2-3 months time.

August 2020-

Apple Card approved for $1250

Amazon store card approved for $2400

September 2020-

Penfed PCR approved for $1000

October 2020-

Paypal MasterCard approved for $2500
Tropical Financial Elite Rewards 3X approved for $3800

also was approved for CLIs-

Apple Card for $500 more from $1250 to $1750

and my Discover it from $3000 to $4500.

it's been a successful 3 months for me! Now in the garden.

Re: Biggest app spree you've done or seen

coldfusion — Sun, 08 Nov 2020 20:45:35 GMT

@AverageJoesCreditdo you remember "How do you like me now?" Scott2696 with the 400+ inquiries reporting?

Re: Biggest app spree you've done or seen

M_Smart007 — Sun, 08 Nov 2020 21:08:17 GMT

Just W@W!!! ^^^^^^^^^^^^^^^^^^^

Re: Biggest app spree you've done or seen

Anonymous — Sun, 08 Nov 2020 21:52:46 GMT

My biggest spree for which I was approved was 4 accounts in one month back in 12/2018. I generally seem to go for 3-4 approvals and then hit the brakes and let them age together.

Re: Biggest app spree you've done or seen

Anonymous — Sun, 08 Nov 2020 22:06:54 GMT

@coldfusion wrote:
@AverageJoesCreditdo you remember "How do you like me now?" Scott2696 with the 400+ inquiries reporting?

I had to Google...

wow.

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AX-Delta-Gold-Approved-OMG-I-m-on-fire-and-smoking-in-Florida/m-p/5179332

ETA: Did some more digging and he went from "190+" 2/20/2018 to "pushing 400" on 3/2/2018!?! That is some serious apping holy crap!

Re: Biggest app spree you've done or seen

cr101 — Sun, 08 Nov 2020 23:44:44 GMT

Sept 2019: 1 approval + 1 decline

Oct 2019: 7 approvals + 1 auto refi + 2 declines

1 of the 7 card approvals for Oct used the same HP as the auto refi.

Re: Biggest app spree you've done or seen

ccquest — Sun, 08 Nov 2020 23:13:13 GMT

I did +4 revolver at the end of June/start of July, plus a student loan refi, then added another revolver at the end of September so that's +6 in 3 months total.

Re: Biggest app spree you've done or seen

coldfusion — Sun, 08 Nov 2020 23:54:29 GMT

@Anonymous wrote:
@coldfusion wrote:
@AverageJoesCreditdo you remember "How do you like me now?" Scott2696 with the 400+ inquiries reporting?
I had to Google...

wow.

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AX-Delta-Gold-Approved-OMG-I-m-on-fire-and-smoking-in-Florida/m-p/5179332

ETA: Did some more digging and he went from "190+" 2/20/2018 to "pushing 400" on 3/2/2018!?! That is some serious apping holy crap!

He used to go on sprees because he was on a quest to get to IIRC $500K total CL. Every time he got an approval he would post with "How do you like me now?". He did have a bunch of cards, again from memory some good ones with nice limits but also a lot of toy approvals.

Last I remember he had gone on another spree of somewhere around 6 cards with an approval and was waiting for outcomes on the rest, and soon afterward vanished.

Re: Biggest app spree you've done or seen

Anonymous — Mon, 09 Nov 2020 00:02:42 GMT

@coldfusion wrote:
@Anonymous wrote:
@coldfusion wrote:
@AverageJoesCreditdo you remember "How do you like me now?" Scott2696 with the 400+ inquiries reporting?
I had to Google...

wow.

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AX-Delta-Gold-Approved-OMG-I-m-on-fire-and-smoking-in-Florida/m-p/5179332

ETA: Did some more digging and he went from "190+" 2/20/2018 to "pushing 400" on 3/2/2018!?! That is some serious apping holy crap!
He used to go on sprees because he was on a quest to get to IIRC $500K total CL. Every time he got an approval he would post with "How do you like me now?". He did have a bunch of cards, again from memory some good ones with nice limits but also a lot of toy approvals.

Last I remember he had gone on another spree of somewhere around 6 cards with an approval and was waiting for outcomes on the rest, and soon afterward vanished.

Yeah that post that I linked up was one of the last threads he made before he disappeared. Quite the impressive success given the scores in his signature. If he tried that today, would probably get half his cards shut down. Crazy how much things changed in 2 years.

Re: Biggest app spree you've done or seen

MrT_521 — Mon, 09 Nov 2020 09:26:36 GMT

My app spree is pretty mild compared to some. I got 5 new credit cards in 6 months, from November 2019 to May 2020.

Re: Biggest app spree you've done or seen

coreysw12 — Mon, 09 Nov 2020 17:48:25 GMT

@coldfusion wrote:
I was never one for sprees, instead preferring to space them out so that I could easily meet SUBs via normal organic spend.

I don't remember applying for more than 2 cards in a day. Off the top of my head I don't think I picked up more than 3 in any given 2 week interval, but from early 2017-early 2019 I was averaging 1 new card about every 2 weeks.

Same here, I usually would prefer to just apply for new accounts 6 months or so apart. But twice (in recent memory) I've applied for 3 cards in the same week.

Last year, it was Cap1, CFU, and CSP... was approved for all 3.

This year, it was CFF, Amazon SC, REI. Was denied for the CFF, which put me in a "what do I have to lose now" mindset, so I applied for the other two and got them. At this point I don't imagine I'll be doing anymore app sprees, possibly ever. Not that many cards left that I want.

Re: Biggest app spree you've done or seen

Citylights18 — Mon, 09 Nov 2020 22:49:38 GMT

I hauled in 5 LOC's over 45 days. For CCs I've picked up 2 back to back a couple of times.

Normally I tend to be conservative about apping if I can about it.

Re: Biggest app spree you've done or seen

SanDiegoCredit — Tue, 10 Nov 2020 02:13:10 GMT

Pretty mild here. I picked up 5 new cards in last 2 months. I can organically hit all the SUB's and I plan to keep all my accounts.