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    <title>topic Re: Every little bit helps in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Every-little-bit-helps/m-p/6184164#M305163</link>
    <description>&lt;P&gt;That's actually pretty cool!&amp;nbsp; I have to remember to do this from time to time.&lt;/P&gt;</description>
    <pubDate>Sat, 14 Nov 2020 14:27:25 GMT</pubDate>
    <dc:creator>Conceptual23</dc:creator>
    <dc:date>2020-11-14T14:27:25Z</dc:date>
    <item>
      <title>Every little bit helps</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Every-little-bit-helps/m-p/6182414#M305114</link>
      <description>&lt;P&gt;This morning while going over a concern with my credit card company and getting it resolved I was asked by the CSR if there was anything else I needed.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;For the heck of it I said do you have any offers for me.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;He replied what do you mean.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I said just asking about anything so far as an offer.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;He said wait a minute let me check and he came back a few minutes later and excitely said that I would be getting my annual fee which I paid last month of 39.95 back to my account.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I was like COOL Why Thank You!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I also get my matching cashback credits from Discover this month due to my card hitting 1 year.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Just Saying....&lt;EM&gt;&lt;STRONG&gt;Every little bit helps.&lt;/STRONG&gt;&lt;/EM&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 12 Nov 2020 02:31:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Every-little-bit-helps/m-p/6182414#M305114</guid>
      <dc:creator>Iusedtolurk</dc:creator>
      <dc:date>2020-11-12T02:31:03Z</dc:date>
    </item>
    <item>
      <title>Re: Every little bit helps</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Every-little-bit-helps/m-p/6182417#M305115</link>
      <description>&lt;P&gt;Congratulations on your offer! The squeaky wheel gets the grease.&lt;/P&gt;</description>
      <pubDate>Thu, 12 Nov 2020 02:35:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Every-little-bit-helps/m-p/6182417#M305115</guid>
      <dc:creator>AllZero</dc:creator>
      <dc:date>2020-11-12T02:35:08Z</dc:date>
    </item>
    <item>
      <title>Re: Every little bit helps</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Every-little-bit-helps/m-p/6182437#M305116</link>
      <description>&lt;P&gt;Good job asking.&amp;nbsp; Question though... what card are you paying a $40 AF to?&amp;nbsp; If it's a lower tier card, it may be worth dumping it.&lt;/P&gt;</description>
      <pubDate>Thu, 12 Nov 2020 03:03:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Every-little-bit-helps/m-p/6182437#M305116</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-11-12T03:03:56Z</dc:date>
    </item>
    <item>
      <title>Re: Every little bit helps</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Every-little-bit-helps/m-p/6182482#M305118</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Good job asking.&amp;nbsp; Question though... what card are you paying a $40 AF to?&amp;nbsp; If it's a lower tier card, it may be worth dumping it.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Cap1 qs One of the ones I started rebuilding with 2 yrs ago so pretty much my oldest in my young rebuild journey which AAoA is now 1 year 9 months.&lt;/P&gt;</description>
      <pubDate>Thu, 12 Nov 2020 03:56:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Every-little-bit-helps/m-p/6182482#M305118</guid>
      <dc:creator>Iusedtolurk</dc:creator>
      <dc:date>2020-11-12T03:56:56Z</dc:date>
    </item>
    <item>
      <title>Re: Every little bit helps</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Every-little-bit-helps/m-p/6184164#M305163</link>
      <description>&lt;P&gt;That's actually pretty cool!&amp;nbsp; I have to remember to do this from time to time.&lt;/P&gt;</description>
      <pubDate>Sat, 14 Nov 2020 14:27:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Every-little-bit-helps/m-p/6184164#M305163</guid>
      <dc:creator>Conceptual23</dc:creator>
      <dc:date>2020-11-14T14:27:25Z</dc:date>
    </item>
    <item>
      <title>Re: Every little bit helps</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Every-little-bit-helps/m-p/6184717#M305190</link>
      <description>&lt;P&gt;Definitely never hurts to ask. You never know what might be waiting there &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Sun, 15 Nov 2020 11:47:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Every-little-bit-helps/m-p/6184717#M305190</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-11-15T11:47:40Z</dc:date>
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